{"id":71122,"date":"2026-09-18T17:00:46","date_gmt":"2026-09-18T09:00:46","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=71122"},"modified":"2026-09-18T03:41:17","modified_gmt":"2026-09-17T19:41:17","slug":"ringkasan-kewangan-mingguan-malaysia","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/ms\/ringkasan-kewangan-mingguan-malaysia","title":{"rendered":"Rangkuman mingguan: lima perkara wang yang bergerak minggu ini"},"content":{"rendered":"

1. OPR kekal 2.75%: apa sebenarnya maksud “kekal”<\/strong>\u00a0Bank Negara<\/a> mengekalkan kadar pada 3 September, kekalan kelima tahun ini. Kadar yang kekal bukan ansuran yang beku: bank masih boleh menetapkan semula spread, dan beberapa sudah berbuat demikian. Jika penyata pinjaman rumah anda menunjukkan kadar efektif berbeza daripada enam bulan lalu pada OPR yang sama, itulah sebabnya.\u00a0Apa yang ia ubah:<\/em> perbandingan pembiayaan semula stabil suku ini, yang menjadikan sekarang masa bersih untuk menjalankannya. Bandingkan tawaran pembiayaan semula pinjaman rumah<\/a> dan ketahui jumlah yang anda boleh simpan.<\/p>\n

2. Bahan api: jurang antara gred ialah RM2.51 seliter minggu ini<\/strong>\u00a0Bagi 10 hingga 16 September, RON97 ialah RM4.50 dan RON95 tanpa subsidi RM4.02, sementara pemandu yang layak membayar RM1.99 bagi RON95 di bawah BUDI95, dengan kuota bulanan kembali kepada 300 liter sejak 1 September<\/a>.\u00a0Apa yang ia ubah:<\/em>\u00a0jika enjin anda berkadar RON95, gred lebih tinggi kini menelan lebih kurang RM2,600 setahun pada perbatuan biasa untuk tiada apa-apa yang boleh diukur. Artikel Isnin menerangkan semakan satu minit.<\/p>\n

3. Tiga minggu ke Bajet 2027<\/strong>\u00a0Pembentangan pada Jumaat 9 Oktober. Empat tuas mencapai isi rumah secara langsung: reka bentuk subsidi, banjaran cukai, kuantum bantuan dan struktur pelepasan. Segala yang lain mencapai anda secara tidak langsung.\u00a0Apa yang ia ubah:<\/em>\u00a0belum ada. Apa yang perlu disediakan: pendapatan bercukai anda dan status bantuan semasa, supaya malam Bajet ada garis asas.<\/p>\n

4. Deepavali jatuh pada hari Ahad, dan tambang sudah perasan<\/strong>\u00a0Deepavali pada Ahad 8 November dengan cuti gantian Isnin 9 November di semua tempat kecuali Kedah, Kelantan, Terengganu dan Sarawak. Empat hari cuti membeli sembilan hari cuti, sebab itulah tambang hujung tahun pada laluan popular sudah diharga dalam jalur.\u00a0Apa yang ia ubah:<\/em>\u00a0jalur murah pada tarikh cuti sekolah tutup lebih awal daripada tarikh biasa. Tetapkan amaran tambang pada dua tarikh calon anda sekarang dan bukan Oktober.<\/p>\n

5. Musim promosi FD: 3.75% online, 2.2% apabila bergulung<\/strong>\u00a0eFD CIMB membayar 3.75% atas penempatan 12 bulan hingga 30 September, MBSB 3.80% dari RM1,000, dan Maybank serta AmBank 3.70%, semuanya untuk dana baharu yang diletakkan online. Kadar papan ketika pembaharuan lebih dekat kepada 2.0% hingga 2.5%.\u00a0Apa yang ia ubah:<\/em> kadar promosi terpakai pada kitaran pertama sahaja; catat tarikh matang supaya pembaharuan automatik tidak senyap mengurangkan separuh pulangan anda. Semak dan bandingkan kadar deposit tetap terbaik<\/a> untuk keperluan anda.<\/p>\n

Dapatkan maklumat lanjut melalui artikel kadar faedah Pusat Pembelajaran iMoney<\/a>.<\/p>\n

Satu perkara untuk dibuat hujung minggu ini<\/div>
Cari sijil setem pada perjanjian sewa anda. Jika tiada, perjanjian itu tidak boleh digunakan dalam pertikaian sehingga disetem, dan menyetem sewa satu tahun biasa di KL menelan sekitar RM100.
\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Lima perkara. Apa yang setiap satu ubah bagi isi rumah. Satu perkara untuk dibuat hujung minggu ini.<\/p>\n","protected":false},"author":1,"featured_media":71117,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8293,221],"tags":[8297,8295,7780,8299],"class_list":["post-71122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kemas-kini-berita","category-pengurusan-wang","tag-belanjawan-2027","tag-harga-bahan-api","tag-opr","tag-roundup-mingguan"],"acf":[],"yoast_head":"\nMinggu Ini Dalam Kewangan Malaysia: OPR, Petrol dan Belanjawan 2027<\/title>\n<meta name=\"description\" content=\"OPR kekal pada 2.75%, jurang RON95-RON97 meningkat kepada RM2.51 seliter dan Belanjawan 2027 akan dibentangkan dalam tiga minggu. 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