{"id":70944,"date":"2026-09-09T11:00:13","date_gmt":"2026-09-09T03:00:13","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=70944"},"modified":"2026-09-07T12:54:45","modified_gmt":"2026-09-07T04:54:45","slug":"high-yield-savings-malaysia-3-percent-up-2026","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026","title":{"rendered":"2026\u5927\u9a6c\u9ad8\u606f\u50a8\u84c4:3%\u4ee5\u4e0a\u8fd8\u4f4f\u5728\u54ea\u91cc"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"3%E7%9A%84%E5%9B%9B%E4%B8%AA%E6%A0%96%E6%81%AF%E5%9C%B0\"><\/span>3%+\u7684\u56db\u4e2a\u6816\u606f\u5730<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6bcf\u4e2a\u6e20\u9053\u600e\u6837\u7528\u6761\u4ef6\u9501\u4f4f\u5229\u7387,\u6709\u636e\u53ef\u67e5\u7684\u6848\u4f8b:<b>\u6570\u5b57\u94f6\u884c\u4fc3\u9500\u6237\u53e3<\/b>:GXBank\u4e0a\u7ebf\u65f6\u7ed93% p.a.\u6bcf\u65e5\u5165\u606f(2023\u5e7411\u6708);Boost Bank\u76844% p.a.&#8221;\u50a8\u84c4\u7f50&#8221;\u8981\u6c42RM2,000\u4f59\u989d\u52a0\u6bcf\u6708RM50\u6307\u5b9a\u6d88\u8d39,\u4e0a\u9650RM25,000(2024\u5e746\u6708);AEON Bank\u4ee53.88% p.a.\u5f00\u4e1a\u4fc3\u9500(2024\u5e745\u6708)\u3002\u6ce8\u610f:\u6bcf\u4e00\u4e2a\u90fd\u662f\u6709\u6761\u4ef6\u6216\u9650\u65f6\u7684\u3002<b>\u6761\u4ef6\u50a8\u84c4\u6237\u53e3<\/b>(\u4e3b\u8981\u94f6\u884c):\u57fa\u7840\u5229\u7387+\u85aa\u91d1\u5165\u8d26+\u6d88\u8d39+\u6295\u8d44\u5956\u52b1\u62fc\u51fa\u6765\u7684\u6df7\u5408\u5229\u7387,\u6f0f\u6389\u4e00\u4e2a\u6761\u4ef6\u5c31\u6389\u56de\u57fa\u7840,\u5e38\u5e38\u4e0d\u52301%\u3002<b>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1<\/b>:\u6536\u76ca\u7387\u540c\u533a\u95f4,\u65e0\u6d3b\u52a8\u6761\u4ef6\u3001\u65e0\u4e0a\u9650;\u4ee3\u4ef7\u662f\u6ca1\u6709PIDM\u4fdd\u969c\u3001\u63d0\u53d6T+1\u3001\u6536\u76ca\u968fOPR\u6d6e\u52a8\u3002<b>\u5b9a\u5b58\u9636\u68af<\/b>:\u8d44\u91d1\u5206\u62103\u30016\u300112\u4e2a\u6708\u5b9a\u5b58,\u5b9a\u671f\u6709\u4e00\u7b14\u5230\u671f,\u6d41\u52a8\u6027\u548c\u957f\u671f\u5229\u7387\u517c\u5f97\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%85%88%E8%AF%BB%E6%9D%A1%E4%BB%B6%E5%86%8D%E7%9C%8B%E5%88%A9%E7%8E%87\"><\/span>\u5148\u8bfb\u6761\u4ef6,\u518d\u770b\u5229\u7387<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6d77\u62a5\u5229\u7387\u662f\u8425\u9500,<b>\u6709\u6548\u5229\u7387<\/b>\u624d\u662f\u6570\u5b66\u3002\u4e09\u9053\u95e8:<b>\u4f59\u989d\u4e0a\u9650<\/b>:\u9996RM20,000\u7ed94%\u3001\u4ee5\u4e0a\u7ed91%,\u653eRM100,000\u8fdb\u53bb,\u6df7\u5408\u5229\u7387\u7ea61.6%,\u6bd4\u666e\u901a\u5b9a\u5b58\u8fd8\u5dee\u3002<b>\u6d3b\u52a8\u6761\u4ef6<\/b>:\u5982\u679c\u8981\u6c42\u7684\u6d88\u8d39\u4e0d\u662f\u4f60\u672c\u6765\u5c31\u4f1a\u82b1\u7684,\u4f60\u662f\u5728\u82b1\u94b1\u4e70\u5229\u7387\u3002<b>\u4fc3\u9500\u5230\u671f\u65e5<\/b>:\u6570\u5b57\u94f6\u884c\u7684\u52a0\u606f\u662f\u6d3b\u52a8,\u4e0d\u662f\u627f\u8bfa,\u628a\u7ed3\u675f\u65e5\u671f\u8bb0\u8fdb\u65e5\u5386\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B4%A7%E5%B8%81%E5%B8%82%E5%9C%BA%E5%9F%BA%E9%87%91%E5%87%A0%E6%97%B6%E8%B5%A2\"><\/span>\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u51e0\u65f6\u8d62<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5e94\u6025\u91d1\u5206\u4e24\u5c42:\u4eca\u665a\u5c31\u53ef\u80fd\u8981\u7528\u7684\u9996\u4e00\u4e24\u4e07,\u653e\u5373\u53d6\u50a8\u84c4\u6237\u53e3;\u4e0d\u9700\u8981\u5f53\u5929\u5230\u624b\u7684\u7b2c\u4e8c\u5c42,\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u5e38\u662f\u66f4\u6210\u719f\u7684\u7b54\u6848,\u540c\u7b49\u6536\u76ca\u3001\u96f6\u6761\u4ef6\u3002<\/p>\n<p><i>\u672c\u9875\u7f16\u8f91\u6807\u51c6:\u5b9e\u65f6\u5229\u7387\u8868\u4e8e\u520a\u767b\u5f53\u5929\u4ece\u5404\u94f6\u884c\u5b98\u65b9\u9875\u9762\u63d0\u53d6\u5e76\u76d6\u4e0a&#8221;\u5229\u7387\u6838\u5b9e\u4e8e[\u65e5\u671f]&#8221;,\u6bcf\u6708\u590d\u6838\u3002\u57282.75%\u7684OPR\u73af\u5883\u91cc,\u63d0\u524d\u4e00\u5468\u6253\u51fa\u6765\u7684\u4efb\u4f55\u6570\u5b57\u90fd\u5df2\u7ecf\u662f\u731c\u6d4b,\u6211\u4eec\u4e0d\u520a\u767b\u731c\u6d4b\u3002<\/i><\/p>\n<div class=\"block block--success\"><div class=\"block__title\">\u806a\u660e\u4e00\u6b65<\/div><div>\u62ff\u4f60\u73b0\u5728\u7684\u50a8\u84c4\u4f59\u989d,\u4e58\u4f60\u6237\u53e3\u7684<i>\u6709\u6548<\/i>\u5229\u7387(\u4e0d\u662f\u6d77\u62a5\u5229\u7387)\u3002\u6bcf\u5dee1%=\u6bcf\u4e00\u4e07\u4ee4\u5409\u6bcf\u5e74RM100,\u8db3\u591f\u503c\u56de\u4e09\u5341\u5206\u949f\u7684\u8f6c\u6237\u624b\u7eed\u3002<br \/>\n<\/div><\/div>\n<p><div class=\"block block--info\"><div class=\"block__title\">\u5229\u7387\u6bcf\u4e2a\u6708\u90fd\u5728\u52a8\u3002<\/div><div><a class=\"btn btn-primary\" href=\"https:\/\/www.imoney.my\/savings-account?src=articles-zh\" target=\"_blank\" rel=\"noopener\">\u6bd4\u8f83\u5f53\u524d\u50a8\u84c4\u6237\u53e3\u5229\u7387<\/a><br \/>\n<\/div><\/div><br \/>\n<small>\u4f9d\u636e:OPR 2.75%(\u56fd\u884c,2026\u5e748\u6708\u6838\u5b9e);\u4ea7\u54c1\u7ed3\u6784\u6309\u5404\u94f6\u884c\/\u57fa\u91d1\u62ab\u9732\u6587\u4ef6;\u6587\u4e2d\u6848\u4f8b\u4e3a\u6807\u6ce8\u65e5\u671f\u7684\u5386\u53f2\u4e8b\u5b9e\u3002\u5177\u4f53\u5229\u7387\u4e8e\u520a\u767b\u65e5\u63d0\u53d6\u5e76\u76d6\u7ae0\u3002<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>OPR\u57282.75%,&#8221;\u597d\u5229\u7387&#8221;\u7684\u6807\u51c6\u65e9\u5c31\u53d8\u4e86\u3002\u4f463%\u4ee5\u4e0a\u8fd8\u5b58\u5728,\u524d\u63d0\u662f\u4f60\u77e5\u9053\u5b83\u85cf\u5728\u54ea\u91cc,\u4ee5\u53ca\u6bcf\u4e2a\u6570\u5b57\u80cc\u540e\u62f4\u7740\u4ec0\u4e48\u6761\u4ef6\u3002<\/p>\n","protected":false},"author":1,"featured_media":71007,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8179,8137],"tags":[8187,8185,8183,8181],"class_list":["post-70944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-8179","category-8137","tag-opr","tag-8185","tag-8183","tag-8181"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730<\/title>\n<meta name=\"description\" content=\"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730\" \/>\n<meta property=\"og:description\" content=\"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-09T03:00:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"iMoney Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"iMoney Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026\"},\"author\":{\"name\":\"iMoney Editorial\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"headline\":\"2026\u5927\u9a6c\u9ad8\u606f\u50a8\u84c4:3%\u4ee5\u4e0a\u8fd8\u4f4f\u5728\u54ea\u91cc\",\"datePublished\":\"2026-09-09T03:00:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026\"},\"wordCount\":32,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/07104959\\\/savings-article-image-zh.png\",\"keywords\":[\"opr\",\"\u6d88\u9632\u68af\",\"\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\",\"\u9ad8\u6536\u76ca\u50a8\u84c4\"],\"articleSection\":[\"\u6295\u8d44\",\"\u8d44\u91d1\u7ba1\u7406\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026\",\"name\":\"\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/07104959\\\/savings-article-image-zh.png\",\"datePublished\":\"2026-09-09T03:00:13+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"description\":\"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage\",\"url\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/07104959\\\/savings-article-image-zh.png\",\"contentUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/07104959\\\/savings-article-image-zh.png\",\"width\":1200,\"height\":630,\"caption\":\"\u4e00\u4f4d\u5e74\u8f7b\u7684\u9a6c\u6765\u897f\u4e9a\u5973\u6027\u5728\u660e\u4eae\u7684\u4e66\u684c\u524d\u7528\u624b\u673a\u5bf9\u6bd4\u50a8\u84c4\u5229\u7387\uff0c\u684c\u4e0a\u653e\u7740\u8ba1\u7b97\u5668\u548c\u7b14\u8bb0\u672c\uff0ciMoney\u9ad8\u6536\u76ca\u50a8\u84c4\u6307\u5357\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/high-yield-savings-malaysia-3-percent-up-2026#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u8d44\u91d1\u7ba1\u7406\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/zh\\\/category\\\/%e8%b5%84%e9%87%91%e7%ae%a1%e7%90%86\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"2026\u5927\u9a6c\u9ad8\u606f\u50a8\u84c4:3%\u4ee5\u4e0a\u8fd8\u4f4f\u5728\u54ea\u91cc\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\",\"name\":\"iMoney Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"caption\":\"iMoney Editorial\"},\"description\":\"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.\",\"sameAs\":[\"http:\\\/\\\/www.imoney.my\"],\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/chinglee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730","description":"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026","og_locale":"en_US","og_type":"article","og_title":"\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730","og_description":"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002","og_url":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026","og_site_name":"iMoney Malaysia","article_published_time":"2026-09-09T03:00:13+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png","type":"image\/png"}],"author":"iMoney Editorial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"iMoney Editorial","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026"},"author":{"name":"iMoney Editorial","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"headline":"2026\u5927\u9a6c\u9ad8\u606f\u50a8\u84c4:3%\u4ee5\u4e0a\u8fd8\u4f4f\u5728\u54ea\u91cc","datePublished":"2026-09-09T03:00:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026"},"wordCount":32,"image":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png","keywords":["opr","\u6d88\u9632\u68af","\u8d27\u5e01\u5e02\u573a\u57fa\u91d1","\u9ad8\u6536\u76ca\u50a8\u84c4"],"articleSection":["\u6295\u8d44","\u8d44\u91d1\u7ba1\u7406"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026","url":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026","name":"\u9a6c\u6765\u897f\u4e9a2026\u5e74\u9ad8\u6536\u76ca\u50a8\u84c4\uff1a3%\u4ee5\u4e0a\u4eba\u7fa4\u7684\u805a\u96c6\u5730","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png","datePublished":"2026-09-09T03:00:13+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"description":"\u6570\u5b57\u94f6\u884c\u3001\u6709\u6761\u4ef6\u50a8\u84c4\u8005\u3001\u8d27\u5e01\u5e02\u573a\u57fa\u91d1\u548c\u5b9a\u671f\u5b58\u6b3e\u9636\u68af\uff0c3% \u4ee5\u4e0a\u7684\u5229\u7387\u4ecd\u7136\u5b58\u5728\uff0c\u800c\u4e14\u6bcf\u79cd\u5229\u7387\u90fd\u6709\u76f8\u5e94\u7684\u9650\u5236\u6761\u4ef6\u3002","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/09\/07104959\/savings-article-image-zh.png","width":1200,"height":630,"caption":"\u4e00\u4f4d\u5e74\u8f7b\u7684\u9a6c\u6765\u897f\u4e9a\u5973\u6027\u5728\u660e\u4eae\u7684\u4e66\u684c\u524d\u7528\u624b\u673a\u5bf9\u6bd4\u50a8\u84c4\u5229\u7387\uff0c\u684c\u4e0a\u653e\u7740\u8ba1\u7b97\u5668\u548c\u7b14\u8bb0\u672c\uff0ciMoney\u9ad8\u6536\u76ca\u50a8\u84c4\u6307\u5357"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/zh\/high-yield-savings-malaysia-3-percent-up-2026#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"\u8d44\u91d1\u7ba1\u7406","item":"https:\/\/www.imoney.my\/articles\/zh\/category\/%e8%b5%84%e9%87%91%e7%ae%a1%e7%90%86"},{"@type":"ListItem","position":3,"name":"2026\u5927\u9a6c\u9ad8\u606f\u50a8\u84c4:3%\u4ee5\u4e0a\u8fd8\u4f4f\u5728\u54ea\u91cc"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb","name":"iMoney Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","caption":"iMoney Editorial"},"description":"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.","sameAs":["http:\/\/www.imoney.my"],"url":"https:\/\/www.imoney.my\/articles\/author\/chinglee"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=70944"}],"version-history":[{"count":3,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70944\/revisions"}],"predecessor-version":[{"id":71025,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70944\/revisions\/71025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/71007"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=70944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=70944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=70944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}