{"id":70764,"date":"2026-08-21T16:41:12","date_gmt":"2026-08-21T08:41:12","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=70764"},"modified":"2026-08-21T16:41:12","modified_gmt":"2026-08-21T08:41:12","slug":"epf-dividend-2026-rm57-billion-explained","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained","title":{"rendered":"EPF Made RM57.5 Billion in Six Months. No, That Doesn’t Mean a Bigger Dividend. Here’s Why."},"content":{"rendered":"

On Monday, EPF announced RM57.5 billion<\/a> in investment income for the first half of 2026 \u2014 up 48% from a year ago. By Monday evening, half the country was doing the same happy maths on their own balance.<\/p>\n

Before you spend that dividend in your head, one thing: RM57.5 billion is not the number your dividend comes from. The gap between the headline and your rate is where most of the disappointment happens every February \u2014 so here’s how the machine actually works.<\/p>\n

<\/span>The headline vs the machine<\/span><\/h2>\n

The RM57.5 billion covers January to June 2026, with RM29.77 billion earned in the second quarter alone. Equities did the heavy lifting \u2014 around RM41 billion of the half-year figure, and roughly 70% of Q2’s income \u2014 as global markets rallied.<\/p>\n

But here’s the fine print EPF itself put in the announcement: the figure includes unrealised mark-to-market gains, mostly from currency movements on foreign holdings. Those are paper gains on assets EPF hasn’t sold. And under long-standing policy, unrealised gains are not distributable as dividends. Part of that impressive headline is money that, for dividend purposes, doesn’t exist yet.<\/p>\n

<\/span>Why EPF itself is cooling expectations<\/span><\/h2>\n

EPF’s chief executive said the fund deliberately front-loaded its gains \u2014 locking in profits early in the year \u2014 precisely because market and geopolitical risks remain elevated. His message to members was unusually direct: don’t assume the second half repeats the first<\/a>.<\/p>\n

That caution matters because the dividend is a full-year, whole-picture decision. The board weighs second-half performance, the reserves needed to smooth bad years, and long-term sustainability \u2014 not just one strong season’s scoreboard. A record H1 sets expectations. It doesn’t set the rate.<\/p>\n

<\/span>EPF dividend history: what recent years actually paid<\/span><\/h2>\n

Recent history proves the point. For 2024, EPF declared 6.30% for both Conventional and Shariah savings. For 2025 \u2014 announced this past February \u2014 the rate was 6.15%, with RM79.6 billion paid out.<\/p>\n

Here’s the twist that shows how realised-versus-unrealised really works: 2025’s\u00a0distributable<\/em> income (RM82.7 billion) was actually higher than its investment income for the year \u2014 because gains marked on paper in earlier years finally became real when the assets were sold. The dividend follows realised money on its own timetable, not the headline’s. Considering alternatives? Compare other options with our online investment platform comparison<\/a>.<\/p>\n

<\/span>What 6.0% vs 6.5% means for your balance<\/span><\/h2>\n

So how much does the rate debate actually matter to you? Honest answer: real money, but probably less than the anxiety suggests.<\/p>\n\n\n\n\n\n\n
Your EPF balance<\/th>\nAt 6.0%<\/th>\nAt 6.5%<\/th>\nThe gap<\/th>\n<\/tr>\n
RM50,000<\/td>\nRM3,000<\/td>\nRM3,250<\/td>\nRM250<\/td>\n<\/tr>\n
RM150,000<\/td>\nRM9,000<\/td>\nRM9,750<\/td>\nRM750<\/td>\n<\/tr>\n
RM500,000<\/td>\nRM30,000<\/td>\nRM32,500<\/td>\nRM2,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

A 0.5% swing on a RM150,000 balance is RM750 \u2014 a nice dinner budget, not a retirement plan. Your balance size and contribution rate move your outcome far more than any single year’s declared rate. Which brings us to the part you actually control. Check if your math adds up by using iMoney’s retirement calculator<\/a>; it’s convenient and free!<\/p>\n

<\/span>The move that wins either way<\/span><\/h2>\n

EPF dividends accrue on your daily balance. Money that arrives earlier in the year earns more days of dividend \u2014 simple as that.<\/p>\n

Worked example: a RM10,000 voluntary top-up made on 1 September earns roughly four months of the year’s dividend. At last year’s 6.15%, that’s about RM205 for the year. The same RM10,000 deposited on 1 December earns about RM52. Same money, same declared rate \u2014 around RM150 of difference, purely from timing.<\/p>\n

THE MOVE<\/div>
If a voluntary top-up is in your plan this year, do it in September, not December. Salaried members top up via i-Akaun; the self-employed and gig workers can do the same through i-Saraan. Earlier beats later, every year, whatever rate is declared.
\n<\/div><\/div>\n

<\/span>Want more than EPF? Read the fees first<\/span><\/h2>\n

If you’d like market exposure on top of EPF’s smoothed return, i-Invest lets you move part of your eligible savings into approved unit trust funds \u2014 with sales charges capped at 0.5% when you do it yourself through i-Akaun, a fraction of typical agent channels. The principle is the same one this whole article runs on: the headline return gets the attention, but the mechanics \u2014 fees, timing, what’s actually distributable \u2014 decide what lands in your account.<\/p>\n

The dividend announcement comes around late February. Between now and then, the only part of it you control is how many days your money spends<\/a> inside.<\/p>\n

Planning a top-up or just want to know where you stand?<\/div>
Our EPF guide covers voluntary contributions, i-Saraan and i-Invest \u2014 with the fee maths done for you.
\nRead the iMoney EPF guide<\/a>
\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

The headline number and your dividend rate are two different machines. Here’s how one becomes the other \u2014 and the one move that pays off whatever rate gets declared.<\/p>\n","protected":false},"author":1,"featured_media":70754,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,240],"tags":[340,678,789,2940],"class_list":["post-70764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-retirement-planning","tag-epf","tag-epf-dividend","tag-i-saraan","tag-retirement-savings"],"acf":[],"yoast_head":"\nEPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate<\/title>\n<meta name=\"description\" content=\"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate\" \/>\n<meta property=\"og:description\" content=\"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-21T08:41:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1376\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"iMoney Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"iMoney Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained\"},\"author\":{\"name\":\"iMoney Editorial\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"headline\":\"EPF Made RM57.5 Billion in Six Months. No, That Doesn’t Mean a Bigger Dividend. Here’s Why.\",\"datePublished\":\"2026-08-21T08:41:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained\"},\"wordCount\":755,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/21112607\\\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg\",\"keywords\":[\"EPF\",\"epf dividend\",\"i-Saraan\",\"retirement savings\"],\"articleSection\":[\"Investment\",\"Retirement planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained\",\"name\":\"EPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/21112607\\\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg\",\"datePublished\":\"2026-08-21T08:41:12+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"description\":\"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#primaryimage\",\"url\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/21112607\\\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg\",\"contentUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/21112607\\\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg\",\"width\":1376,\"height\":768,\"caption\":\"RM57.5 bil is not your EPF dividend \u2014 iMoney graphic with 2024 and 2025 EPF dividend rates and the Sept vs Dec top-up difference\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/epf-dividend-2026-rm57-billion-explained#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investment\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/investment\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"EPF Made RM57.5 Billion in Six Months. No, That Doesn’t Mean a Bigger Dividend. Here’s Why.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\",\"name\":\"iMoney Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"caption\":\"iMoney Editorial\"},\"description\":\"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.\",\"sameAs\":[\"http:\\\/\\\/www.imoney.my\"],\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/chinglee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"EPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate","description":"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained","og_locale":"en_US","og_type":"article","og_title":"EPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate","og_description":"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.","og_url":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained","og_site_name":"iMoney Malaysia","article_published_time":"2026-08-21T08:41:12+00:00","og_image":[{"width":1376,"height":768,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg","type":"image\/jpeg"}],"author":"iMoney Editorial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"iMoney Editorial","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained"},"author":{"name":"iMoney Editorial","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"headline":"EPF Made RM57.5 Billion in Six Months. No, That Doesn’t Mean a Bigger Dividend. Here’s Why.","datePublished":"2026-08-21T08:41:12+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained"},"wordCount":755,"image":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg","keywords":["EPF","epf dividend","i-Saraan","retirement savings"],"articleSection":["Investment","Retirement planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained","url":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained","name":"EPF Dividend 2026: Why RM57.5b \u2260 a Higher Rate","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg","datePublished":"2026-08-21T08:41:12+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"description":"EPF earned RM57.5 billion in 1H 2026, up 48%. Here's why that doesn't set the dividend, & the Sept top-up move worth about RM150 on RM10,000.","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2026\/08\/21112607\/epf-rm57-5-billion-half-year-earnings-dividend-2026.jpg","width":1376,"height":768,"caption":"RM57.5 bil is not your EPF dividend \u2014 iMoney graphic with 2024 and 2025 EPF dividend rates and the Sept vs Dec top-up difference"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/epf-dividend-2026-rm57-billion-explained#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Investment","item":"https:\/\/www.imoney.my\/articles\/category\/investment"},{"@type":"ListItem","position":3,"name":"EPF Made RM57.5 Billion in Six Months. No, That Doesn’t Mean a Bigger Dividend. Here’s Why."}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb","name":"iMoney Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","caption":"iMoney Editorial"},"description":"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.","sameAs":["http:\/\/www.imoney.my"],"url":"https:\/\/www.imoney.my\/articles\/author\/chinglee"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=70764"}],"version-history":[{"count":6,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70764\/revisions"}],"predecessor-version":[{"id":70795,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/70764\/revisions\/70795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/70754"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=70764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=70764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=70764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}