{"id":69993,"date":"2026-04-22T12:32:53","date_gmt":"2026-04-22T04:32:53","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=69993"},"modified":"2026-04-22T12:32:53","modified_gmt":"2026-04-22T04:32:53","slug":"best-lifestyle-credit-cards-mothers-day-malaysia","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/best-lifestyle-credit-cards-mothers-day-malaysia","title":{"rendered":"Mother’s Day Is Almost Here! These Best Lifestyle Credit Cards Could Save You A Fortune"},"content":{"rendered":"
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Mother’s Day is just around the corner, and if you are still scrambling to figure out how to spoil the classy lady who has fed, scolded and loved you through every phase of life, you are not alone. Whether you are planning a fancy dinner at her favourite restaurant, a weekend staycation outside the Klang Valley, or finally giving in and buying her that handbag she has been eyeing for months, the right credit card can quietly make the whole thing a lot more rewarding.<\/p>\n<\/div>\n<\/div>\n

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This is where lifestyle credit cards come in. Unlike a traditional rewards credit card, which typically earns you points on every ringgit spent that you later redeem for gifts, vouchers or air miles, a lifestyle credit card zeroes in on the everyday categories you actually care about. Think cashback on dining, bonus rewards on shopping, discounts on entertainment and perks on travel. Instead of accumulating points to redeem later, you get more immediate value in the form of cashback or deeper savings on the things you already spend on.<\/p>\n<\/div>\n<\/div>\n

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Lifestyle credit cards are basically built for moments like Mother’s Day. We have rounded up some of the best ones in Malaysia worth applying for in time to treat mum properly this year. Because let’s be honest, she deserves more than just a WhatsApp message with a flower emoji.<\/p>\n<\/div>\n<\/div>\n

<\/span>Quick Summary<\/b><\/span><\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t
Feature<\/strong><\/center><\/th>
Maybank 2 Gold<\/strong><\/center><\/th>
Hong Leong Wise<\/strong><\/center><\/th>
RHB Cashback<\/strong><\/center><\/th>
UOB ONE<\/strong><\/center><\/th>
Public Bank Quantum<\/strong><\/center><\/th>
HSBC Live+<\/strong><\/center><\/th>\n<\/tr>\n<\/thead>\n
Min. income<\/strong><\/center><\/td>
RM30,000\/year<\/center><\/td>
RM24,000\/year<\/center><\/td>
RM24,000\/year<\/center><\/td>
RM36,000\/year<\/center><\/td>
RM36,000\/year<\/center><\/td>
RM102,000\/year<\/center><\/td>\n<\/tr>\n
Best for<\/strong><\/center><\/td>
All-rounder<\/center><\/td>
High cashback<\/center><\/td>
Lower income spenders<\/center><\/td>
High cashback\/split-card<\/center><\/td>
Online lifestyle<\/center><\/td>
Premium lifestyle<\/center><\/td>\n<\/tr>\n
Cashback style<\/strong><\/center><\/td>
Weekend focus<\/center><\/td>
Category boosted<\/center><\/td>
Essentials<\/center><\/td>
Online focus<\/center><\/td>
Card-specific<\/center><\/td>
Lifestyle categories<\/center><\/td>\n<\/tr>\n
Annual fee<\/strong><\/center><\/td>
Free<\/center><\/td>
Low\/waivable<\/center><\/td>
Low<\/center><\/td>
Free<\/center><\/td>
Waivable<\/center><\/td>
Waivable<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

If you want to know more about what each card has to offer, then keep scrolling!<\/p>\n

<\/span>HSBC Live+ Credit Card<\/b><\/a><\/span><\/h2>\n

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