{"id":69063,"date":"2025-12-05T13:50:22","date_gmt":"2025-12-05T05:50:22","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=69063"},"modified":"2025-12-11T14:53:26","modified_gmt":"2025-12-11T06:53:26","slug":"od-kfk-own-damage-knock-for-knock-guide","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide","title":{"rendered":"\u201cOD-KFK Meaning\u201d Explained, But Like… You Actually Get It"},"content":{"rendered":"

Own Damage, Knock-for-Knock (OD-KFK) is a type of motor insurance you can claim from your own car insurer if the accident you were in is not your fault. And you get to keep your No Claim Discount (NCD) streak.<\/span><\/p>\n

So\u2026 who can claim OD-KFK?<\/b><\/h3>\n

Imagine that, as you open this article, this is your scenario:<\/span><\/p>\n

You\u2019re looking for what insurance to claim because you\u2019ve just kena-ed a car crash. There are no commercial vehicles like taxis, or buses, or hired cars involved and no one is hurt. The crash is NOT your fault, as confirmed by the police report, and also, thankfully, you have a comprehensive car insurance policy.<\/span><\/p>\n

If your accident ticks all these boxes, you have two options for claiming insurance: File under Third-Party Property Damage (TPPD) or Own Damage, Knock-for-Knock (<\/span>OD-KFK)<\/span>. Most people will now tell you to claim OD-KFK, especially after recent updates to motor insurance claims, because you won\u2019t lose your No Claim Discount (NCD).\u00a0<\/span><\/p>\n

And if this sounds like gamer code, here\u2019re your answers.<\/span><\/p>\n

Who, How, What is OD- KFK?<\/b><\/h3>\n

\"Man<\/p>\n

It stands for <\/span>Own Damage, Knock-for-Knock<\/b>. It is a type of insurance claim you can make when your own car is damaged by someone else (we just went through who can claim this in the introduction).\u00a0<\/span><\/p>\n

Now, it\u2019s important that these 2 acronyms \u2013 OD and KFK \u2013 go together because an <\/span>Own Damage<\/b> insurance claim<\/span> means that your car was damaged because you yourself were careless with your car, ie. you hit the pole, scratched the curb, you get the idea. It\u2019s your<\/span> O<\/b>wn fault your car got <\/span>D<\/b>amaged. This is a completely different insurance claim from\u2026<\/span><\/p>\n

The <\/span>Own Damage, Knock-for-Knock <\/b>claim<\/span>, which means that in the car accident, it was the other guy\u2019s fault, but you can claim insurance to fix your car from your <\/span>own<\/b> insurer for this accident.<\/span><\/p>\n

Just a note, OD-KFK seems to be loosely interchangeable with just \u2018Knock-For-Knock\u2019 when it comes to personal insurance claims, but the <\/span>Knock-for-Knock Agreement<\/b> is an agreement that was signed by every single insurance and takaful companies in Malaysia<\/span> (all that powah!), that allowed the OD-KFK to happen.<\/span><\/p>\n

Then what does NCD mean?<\/b><\/h3>\n

Recently, <\/span>there were updates nationally to motor insurance claims policies<\/span><\/a> which said that now, when you claim OD-KFK, you get to keep your NCD. Why is this so important?<\/span><\/p>\n

Because, NCD is literally a \u201cNo Claim Discount\u201d \u2013a <\/span>D<\/b>iscount on your motor insurance premium IF you have <\/span>N<\/b>o <\/span>C<\/b>laims made against you or by you in the previous policy year. That\u2019s if your insurance covers you longer than 1 year. TLDR: a discount on your car insurance if you didn\u2019t kena any accidents last year (cue the kiam-siap Asian in you, ARISE!).\u00a0<\/span><\/p>\n

BTW it\u2019s accumulated. Yes, you get a bigger discount the more years you are claim-free. Think of it like a Duo-Lingo streak, but in actual money you pay for your comprehensive car insurance. Once you break the streak when you kena an insurance claim (whether by your own self or when someone else claims it against you), then you lose the discount.\u00a0<\/span><\/p>\n

Unless you go for a OD-KFK. Then you can make your claims AND keep your discount AND keep your discount streak. Isn\u2019t that gnarly? It\u2019s basically a get 1, get-off 1 free pass! Thank you, <\/span>Bank Negara<\/span><\/a>.<\/span><\/p>\n

Other Stuff Adults Need To Know About The <\/b>OD-KFK Claim<\/b><\/h3>\n

The OD-KFK is generally the better option over Third-Party Property Damage (TPPD) because you deal straight with your own insurance company, not the other guy\u2019s insurers. You also don\u2019t need to get your own insurance adjuster, aka someone to check and evaluate the damages and compensation of the accident.<\/span><\/p>\n

That means that on your side, your filing and claims are done by just you and your insurer, no need to bring anyone else in. That\u2019s why it\u2019s <\/span>faster, simpler, and more convenient <\/b>than a TPPD.<\/span><\/p>\n

So now that you know which policy to claim, go forth and get your car fixed!<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.<\/p>\n","protected":false},"author":79,"featured_media":69064,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[238,237,133],"tags":[1021,1060,2992,363,2993,2994,2987,2990,2989,2991,2988,1311,2986],"class_list":["post-69063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-autos","category-insurance","tag-auto","tag-auto-insurance","tag-claim-type-od-kfk","tag-insurance","tag-knock-for-knock-agreement","tag-knock-for-knock-agreement-in-insurance","tag-od-kfk-claim","tag-od-kfk-claim-maksud","tag-od-kfk-claim-meaning","tag-od-kfk-maksud","tag-od-kfk-meaning","tag-od-kfk","tag-own-damage-knock-for-knock"],"acf":[],"yoast_head":"\nOD-KFK: Simple Guide to Claiming Without Losing NCD<\/title>\n<meta name=\"description\" content=\"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OD-KFK: Simple Guide to Claiming Without Losing NCD\" \/>\n<meta property=\"og:description\" content=\"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-05T05:50:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-11T06:53:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Sarah W.Y.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sarah W.Y.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide\"},\"author\":{\"name\":\"Sarah W.Y.\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/5acc1ac5bc1fac4ae7a8fe517d9db9e7\"},\"headline\":\"\u201cOD-KFK Meaning\u201d Explained, But Like… You Actually Get It\",\"datePublished\":\"2025-12-05T05:50:22+00:00\",\"dateModified\":\"2025-12-11T06:53:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide\"},\"wordCount\":686,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/05134549\\\/iMoney_10-OD-KFK_Article-Header.png\",\"keywords\":[\"Auto\",\"Auto Insurance\",\"claim type od kfk\",\"Insurance\",\"knock for knock agreement\",\"knock for knock agreement in insurance\",\"od kfk claim\",\"od kfk claim maksud\",\"od kfk claim meaning\",\"od kfk maksud\",\"od kfk meaning\",\"OD-KFK\",\"own damage knock for knock\"],\"articleSection\":[\"Auto Insurance\",\"Autos\",\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide\",\"name\":\"OD-KFK: Simple Guide to Claiming Without Losing NCD\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/05134549\\\/iMoney_10-OD-KFK_Article-Header.png\",\"datePublished\":\"2025-12-05T05:50:22+00:00\",\"dateModified\":\"2025-12-11T06:53:26+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/5acc1ac5bc1fac4ae7a8fe517d9db9e7\"},\"description\":\"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#primaryimage\",\"url\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/05134549\\\/iMoney_10-OD-KFK_Article-Header.png\",\"contentUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/05134549\\\/iMoney_10-OD-KFK_Article-Header.png\",\"width\":1200,\"height\":628,\"caption\":\"Cartoon showing a stressed woman watching her damaged car being towed, with a shield labeled \\\"NCD streak\\\" nearby.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/od-kfk-own-damage-knock-for-knock-guide#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/insurance\\\/auto-insurance\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"\u201cOD-KFK Meaning\u201d Explained, But Like… You Actually Get It\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/5acc1ac5bc1fac4ae7a8fe517d9db9e7\",\"name\":\"Sarah W.Y.\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g\",\"caption\":\"Sarah W.Y.\"},\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/sarah-w-y\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"OD-KFK: Simple Guide to Claiming Without Losing NCD","description":"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide","og_locale":"en_US","og_type":"article","og_title":"OD-KFK: Simple Guide to Claiming Without Losing NCD","og_description":"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.","og_url":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide","og_site_name":"iMoney Malaysia","article_published_time":"2025-12-05T05:50:22+00:00","article_modified_time":"2025-12-11T06:53:26+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png","type":"image\/png"}],"author":"Sarah W.Y.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Sarah W.Y.","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide"},"author":{"name":"Sarah W.Y.","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/5acc1ac5bc1fac4ae7a8fe517d9db9e7"},"headline":"\u201cOD-KFK Meaning\u201d Explained, But Like… You Actually Get It","datePublished":"2025-12-05T05:50:22+00:00","dateModified":"2025-12-11T06:53:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide"},"wordCount":686,"commentCount":0,"image":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png","keywords":["Auto","Auto Insurance","claim type od kfk","Insurance","knock for knock agreement","knock for knock agreement in insurance","od kfk claim","od kfk claim maksud","od kfk claim meaning","od kfk maksud","od kfk meaning","OD-KFK","own damage knock for knock"],"articleSection":["Auto Insurance","Autos","Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide","url":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide","name":"OD-KFK: Simple Guide to Claiming Without Losing NCD","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png","datePublished":"2025-12-05T05:50:22+00:00","dateModified":"2025-12-11T06:53:26+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/5acc1ac5bc1fac4ae7a8fe517d9db9e7"},"description":"Want faster repairs after a not-at-fault accident? Learn how OD-KFK works & how to claim without losing your NCD.","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2025\/12\/05134549\/iMoney_10-OD-KFK_Article-Header.png","width":1200,"height":628,"caption":"Cartoon showing a stressed woman watching her damaged car being towed, with a shield labeled \"NCD streak\" nearby."},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/od-kfk-own-damage-knock-for-knock-guide#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.imoney.my\/articles\/category\/insurance"},{"@type":"ListItem","position":3,"name":"Auto Insurance","item":"https:\/\/www.imoney.my\/articles\/category\/insurance\/auto-insurance"},{"@type":"ListItem","position":4,"name":"\u201cOD-KFK Meaning\u201d Explained, But Like… You Actually Get It"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/5acc1ac5bc1fac4ae7a8fe517d9db9e7","name":"Sarah W.Y.","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eee0fa6bf40f5b3dc5a046b113b7f90979559e084d1a1e1b586343fb3ac3efa9?s=96&d=mm&r=g","caption":"Sarah W.Y."},"url":"https:\/\/www.imoney.my\/articles\/author\/sarah-w-y"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/69063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=69063"}],"version-history":[{"count":5,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/69063\/revisions"}],"predecessor-version":[{"id":69087,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/69063\/revisions\/69087"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/69064"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=69063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=69063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=69063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}