{"id":67399,"date":"2025-03-17T12:24:23","date_gmt":"2025-03-17T04:24:23","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=67399"},"modified":"2025-03-17T12:24:23","modified_gmt":"2025-03-17T04:24:23","slug":"aeon-bank-launches-pf-i","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/aeon-bank-launches-pf-i","title":{"rendered":"AEON Bank Introduces 100% Digital Shariah-Compliant Financing Facility"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">AEON Bank (M) Berhad has just announced the launch of Personal Financing-i (PF-i). This is a 100% digital, Shariah-compliant, collateral-free financing facility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This new financing facility is open to all Malaysians aged between 18 and 55 years old.\u00a0 A monthly gross income of RM3,000 or more is needed to qualify. Gig economy workers, families of multigenerational households managing multiple financial commitments and Malaysians seeking a flexible financial facility are also eligible to apply for it.<\/span><\/p>\n<h4>Get financing from RM1k to RM10k<\/h4>\n<p><span style=\"font-weight: 400;\">Those who qualify for PF-i would be eligible for financing within the range of RM1,000 to RM10,000. PF-i offers a\u00a0 flexible repayment tenure ranging from 3, 6, 9, 12, 18 to 24 months. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This collateral-free, Shariah-compliant financing offers a flat profit rate of 6.88% per annum. It comes with effective profit rate ranging from 10.29% to 12.70% per annum.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cWith the launch of PF-i, we aim to make it possible for more Malaysians to take charge of their financial well-being \u2014 be it through managing their financial needs for individuals or family, seizing new opportunities, or planning for a more secure future in an evolving digital economy,\u201d said the CEO of AEON Bank (M) Berhad, YM Raja Datin Paduka Teh Maimunah Raja Abdul Aziz.<\/span><\/p>\n<h4>Fully online application via mobile app<\/h4>\n<p><span style=\"font-weight: 400;\">The application process for PF-i is fully online. Applicants can apply for it via the AEON Bank mobile app without the need for paperwork or visiting a physical branch. Customers just need to follow these simple steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>Active Savings Account-i pre-requisite: <\/strong><span style=\"font-weight: 400;\">Applicants must have a valid and active AEON Bank Savings Account-i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eligibility check and employment details:<\/b><span style=\"font-weight: 400;\"> Must be Malaysian citizens aged 18 and above, with minimum monthly gross income of RM3,000. Salaried employees or self-employed workers are eligible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financing selection<\/b><span style=\"font-weight: 400;\">: There are six flexible options. They range from 3, 6, 9, 12, 18 to 24 months.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Document submission:<\/b><span style=\"font-weight: 400;\"> Upload latest EPF statement reflecting their latest 6-month contributions for salaried workers. For self employed, upload latest 6-month bank statement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Approval and fund disbursement:<\/b><span style=\"font-weight: 400;\"> Upon approval, funds will be disbursed directly into the applicant\u2019s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Once approved, customers will be able to use the AEON Bank digital app to track their financing plans.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This offers customers a fast and easily accessible financing option.<\/p>\n","protected":false},"author":58,"featured_media":52829,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[216,9],"tags":[2070,984,982,667,1082],"class_list":["post-67399","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates","category-personal-loan","tag-aeon-bank","tag-digital-bank","tag-news","tag-personal-loan","tag-shariah-compliant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AEON Bank Launches New Shariah-Compliant FInancing Facility<\/title>\n<meta name=\"description\" content=\"AEON Bank has announced the launch of PF-i; 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