{"id":61510,"date":"2024-02-16T16:43:42","date_gmt":"2024-02-16T08:43:42","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=61510"},"modified":"2024-02-22T17:35:40","modified_gmt":"2024-02-22T09:35:40","slug":"earn-credit-card-reward-points-faster","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/earn-credit-card-reward-points-faster","title":{"rendered":"How To Earn Credit Card Points Faster By Paying Car Loans, Housing Loans, And Other Non-Card Expenses"},"content":{"rendered":"<p><strong>In partnership with<\/strong><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2022\/12\/22173511\/cardup-logo-300x150-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-55011\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2022\/12\/22173511\/cardup-logo-300x150-1.jpg\" alt=\"\" width=\"157\" height=\"45\" \/><\/a><\/p>\n<p>More and more Malaysians use their credit cards to pay for their daily expenses. In 2022 alone,<a href=\"https:\/\/www.statista.com\/statistics\/1367357\/malaysia-transaction-value-of-of-credit-cards\/#:~:text=In%202022%2C%20the%20transaction%20value,in%20the%20past%20two%20years.\" target=\"_blank\" rel=\"noopener\"> the transaction value of credit cards in Malaysia amounted to more than RM177 billion<\/a>. This is an RM39 billion increase from the previous year.<\/p>\n<p>As a cardholder, you\u2019re probably earning reward points or cashback when you use your credit card for everyday expenses like grocery shopping or refuelling your car on selected days. You can easily convert those accumulated points into valuable air miles for your next flight or redeem exclusive merchandise.<\/p>\n<p>The problem is that it would take a long time to earn those points or air miles through everyday expenses.<\/p>\n<p><em>But what if you could add your bigger monthly expenses to your credit card to earn even more points?<\/em><\/p>\n<p>That\u2019s where CardUp comes in allowing you to pay for your large expenses using your credit card and get you rewarded for it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-CardUp-works-to-earn-you-rewards\"><\/span>How CardUp works to earn you rewards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>CardUp is a payment platform that lets you use your credit card to pay for large expenses that are traditionally only paid through cash, cheque, or bank transfer. Examples of large expenses include rent, insurance premiums, housing loans, car loans and many more.<\/p>\n<p>To use CardUp, you just have to follow a few simple steps:<\/p>\n<ul>\n<li><strong>Step 1<\/strong>: Sign up for an account and add your credit card information.<\/li>\n<li><strong>Step 2<\/strong>: Tell CardUp who you want to pay and the amount.<\/li>\n<li><strong>Step 3<\/strong>: Schedule your payment, either as a one-time or a recurring payment.<\/li>\n<li><strong>Step 4<\/strong>: Your credit card will be charged with the amount plus a processing fee* per transaction<\/li>\n<li><strong>Step 5<\/strong>: CardUp will pay your recipient by bank transfer and you&#8217;ll earn card rewards<\/li>\n<\/ul>\n<p>And that\u2019s it! You can now earn points or air miles that you otherwise would not have received.<\/p>\n<p>The best part is that you can use any of your preferred credit cards, whether it\u2019s a Visa, Mastercard, or UnionPay and your end recipient (be it your landlord or your vendors) will get your payment as normal via bank transfer (they don\u2019t need to be a CardUp user).<\/p>\n<h6><em>*CardUp charges a processing fee per transaction to enable card payments in areas where cards are not accepted so you can rack up more rewards. Want to get a free payment? <a href=\"#maximise-your-credit-card-rewards-with-CardUp\">Scroll to the bottom to learn more<\/a>!<\/em><\/h6>\n<h2><span class=\"ez-toc-section\" id=\"CardUp-gives-you-more-rewards\"><\/span>CardUp gives you more rewards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Compared to other traditional payment methods, CardUp gives you more benefits and flexibility to make your large monthly payments.<\/p>\n\n<table id=\"tablepress-1917\" class=\"tablepress tablepress-id-1917\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"5\" class=\"column-1\">How CardUp compares to other traditional payments<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">CardUp<\/td><td class=\"column-3\">Bank Transfers<\/td><td class=\"column-4\">Cheques<\/td><td class=\"column-5\">Manual\/Cash Deposits<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>Online Payment<\/strong> (i.e. able to pay via internet or smart devices)<\/td><td class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-5\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong>Automate Recurring Transfers <\/strong> (i.e. able to schedule advance payments automatically)<\/td><td class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-5\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong>Digital Trail<\/strong> (i.e. have a digital copy of your transactions)<\/td><td class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-5\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>Improve Cash Flow <\/strong>(i.e. lets you keep more cash on hand with deferred cash out flow)<\/td><td class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-5\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><strong>Earn Rewards <\/strong>(i.e. lets you earn credit card air miles\/reward points)<\/td><td class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13102500\/checkcardup-removebg-preview.png\" alt=\"\" width=\"45\" height=\"54\" class=\"aligncenter size-full wp-image-61548\" \/><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td><td class=\"column-5\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13103837\/XCardup-final-removebg-preview.png\" alt=\"\" width=\"45\" height=\"45\" class=\"aligncenter size-full wp-image-61562\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1917 from cache -->\n<p>How exactly do you earn more points? Well, let\u2019s take a look at an example of a household\u2019s monthly spending.<\/p>\n\n<table id=\"tablepress-1918\" class=\"tablepress tablepress-id-1918 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"3\" class=\"column-1\">The monthly cost of a household<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Groceries<\/td><td class=\"column-2\">RM1,000<\/td><td rowspan=\"3\" class=\"column-3\">Everyday expenses that already accept credit cards<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Petrol<\/td><td class=\"column-2\">RM600<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Entertainment<\/td><td class=\"column-2\">RM500<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Mortgage<\/td><td class=\"column-2\">RM4,000<\/td><td rowspan=\"6\" class=\"column-3\">Large expenses that you\u2019re missing out on earning card rewards<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Car<\/td><td class=\"column-2\">RM1,000<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Insurance<\/td><td class=\"column-2\">RM500<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">Season Parking<\/td><td class=\"column-2\">RM300<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">Education Loan<\/td><td class=\"column-2\">RM1,500<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Home Renovation<\/td><td class=\"column-2\">RM3,000<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\"><strong>Total<\/strong><\/td><td colspan=\"2\" class=\"column-2\"><strong>RM12,400<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1918 from cache -->\n<p>Without CardUp, the only expenses that you can earn reward points from are groceries, petrol, and entertainment.<\/p>\n<p>If you were to add your large expenses (mortgage, car loan, education fees, etc.) you could earn over 67,000 air miles points in total. That\u2019s enough to redeem two return Business Class plane tickets to Bali worth RM7,824.<\/p>\n<p>Below is how you can calculate your rewards and savings using the Alliance Bank Visa Platinum Card as an example.<\/p>\n<div id=\"attachment_61511\" style=\"width: 1256px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.cardup.my\/personal\/rewards-calculator?utm_source=imoney&amp;utm_medium=advertorial&amp;utm_campaign=b2c_imoneyq423&amp;utm_content=calculator\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-61511\" class=\"wp-image-61511 size-full\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13092033\/iMoney-Air-Miles-Calculation-illustration-V2.png\" alt=\"\" width=\"1246\" height=\"873\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13092033\/iMoney-Air-Miles-Calculation-illustration-V2.png 1246w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13092033\/iMoney-Air-Miles-Calculation-illustration-V2-300x210.png 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13092033\/iMoney-Air-Miles-Calculation-illustration-V2-800x561.png 800w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13092033\/iMoney-Air-Miles-Calculation-illustration-V2-768x538.png 768w\" sizes=\"auto, (max-width: 1246px) 100vw, 1246px\" \/><\/a><p id=\"caption-attachment-61511\" class=\"wp-caption-text\"><a href=\"https:\/\/www.cardup.my\/personal\/rewards-calculator?utm_source=imoney&amp;utm_medium=advertorial&amp;utm_campaign=b2c_imoneyq423&amp;utm_content=calculator\" target=\"_blank\" rel=\"noopener\"><em>CardUp\u2019s rewards calculator<\/em><\/a><\/p><\/div>\n<ul>\n<li>Your annual spend: RM123,600<\/li>\n<li>CardUp fee at promotional rate of 1.3%: RM1,607<sup>1<\/sup><\/li>\n<li>Total spent: RM125,207<\/li>\n<li>Miles earned: 67,612 air miles<sup>2<\/sup><\/li>\n<li>Flights redeemed: 2 business class flights to Bali, worth RM7,824 or 58,800 air miles<\/li>\n<li>Total savings: Flight tickets value (RM7,824) \u2013 CardUp fee (RM1,607) = RM6,217<sup>3<\/sup><\/li>\n<li>Miles remaining after flight redemption: 8,812<\/li>\n<\/ul>\n<p>By accruing points that you otherwise would have missed out on, you would be able to redeem 2 business class flights to Bali, enjoying savings of RM6,217 with an additional 8,812 miles left to be used towards your next travel.<\/p>\n<p>Ready to find out how much you could be saving? Check out <a href=\"https:\/\/www.cardup.my\/personal\/rewards-calculator?utm_source=imoney&amp;utm_medium=advertorial&amp;utm_campaign=b2c_imoneyq423&amp;utm_content=calculator\" target=\"_blank\" rel=\"noopener\">CardUp\u2019s rewards calculator<\/a>.<\/p>\n<h6><sup>1<\/sup><em>See CardUp\u2019s ongoing promotions <a href=\"https:\/\/www.cardup.my\/personal\/pricing?utm_source=imoney&amp;utm_medium=advertorial&amp;utm_campaign=b2c_imoneyq423&amp;utm_content=pricing\" target=\"_blank\" rel=\"noopener\">here<\/a> and at the <a href=\"#maximise-your-credit-card-rewards-with-CardUp\">Maximise your credit card rewards with CardUp<\/a> section in this article.<br \/>\n<\/em><em><sup>2<\/sup>If your card offers 0.54 miles per every RM1 spent.<br \/>\n<\/em><em><sup>3<\/sup>Flight ticket value is based on the average Malaysian Airlines flight ticket price across a year and CardUp&#8217;s fee calculated here is the exact amount needed to earn the 58,800 air miles.<\/em><\/h6>\n<h2><span class=\"ez-toc-section\" id=\"Real-life-success-stories-of-CardUp-customer\"><\/span>Real-life success stories of CardUp customer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Through CardUp, over a billion air miles have been earned by their customers regionally when their large expenses are shifted onto credit cards.<\/p>\n<p>Of course, don\u2019t just take our word for it, here is a success story from Justin, a CardUp user who managed to redeem the points earned from CardUp transactions for multiple family holiday trips!<\/p>\n<div class=\"block\"><div><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-61512 alignleft\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family.png\" alt=\"\" width=\"228\" height=\"228\" srcset=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family.png 1080w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family-300x300.png 300w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family-800x800.png 800w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family-150x150.png 150w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family-768x768.png 768w, https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2024\/02\/13093256\/Justin-and-family-200x200.png 200w\" sizes=\"auto, (max-width: 228px) 100vw, 228px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em>&#8220;CardUp made our Phuket family holiday possible. Paying our mortgage, car loan, and insurance accelerated our air miles accumulation. Now, with the extra air miles, we&#8217;ve planned a trip to Korea for a year-end getaway!&#8221;<\/em><\/div><\/div>\n<blockquote class=\"instagram-media\" style=\"background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);\" data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/C3RZWJKJ_Z5\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\">\n<div style=\"padding: 16px;\">\n<p>&nbsp;<\/p>\n<div style=\"display: flex; flex-direction: row; align-items: center;\">\n<div style=\"background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\">\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div>\n<\/div>\n<\/div>\n<div style=\"padding: 19% 0;\"><\/div>\n<div style=\"display: block; height: 50px; margin: 0 auto 12px; width: 50px;\"><\/div>\n<div style=\"padding-top: 8px;\">\n<div style=\"color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;\">View this post on Instagram<\/div>\n<\/div>\n<div style=\"padding: 12.5% 0;\"><\/div>\n<div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\">\n<div>\n<div style=\"background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div>\n<div style=\"background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div>\n<\/div>\n<div style=\"margin-left: 8px;\">\n<div style=\"background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div>\n<div style=\"width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);\"><\/div>\n<\/div>\n<div style=\"margin-left: auto;\">\n<div style=\"width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div>\n<div style=\"background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div>\n<div style=\"width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\">\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p style=\"color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;\"><a style=\"color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;\" href=\"https:\/\/www.instagram.com\/reel\/C3RZWJKJ_Z5\/?utm_source=ig_embed&amp;utm_campaign=loading\" target=\"_blank\" rel=\"noopener\">A post shared by CardUp (@cardup.co)<\/a><\/p>\n<\/div>\n<\/blockquote>\n<p><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n<h2 id=\"maximise-your-credit-card-rewards-with-CardUp\"><span class=\"ez-toc-section\" id=\"Maximise-your-credit-card-rewards-with-CardUp\"><\/span>Maximise your credit card rewards with CardUp<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Having a credit card is a big responsibility but if used wisely, you can get rewarded for using it on your necessary expenses.<\/p>\n<p>But if you want to fully maximise the rewards and air miles that your credit card has to offer, using a platform such as CardUp will not only earn you more rewards but could also pay for your next dream vacation.<\/p>\n<p>For iMoney readers, CardUp is offering a promotion where you can enjoy a 0% fee on your first payment. Just use the code \u2018<strong>IMONEYFREE<\/strong>\u2019 when making your first payment or <a href=\"https:\/\/cardup.my\/imoney\" target=\"_blank\" rel=\"noopener\">head over here to create an account today<\/a>.<\/p>\n<div class=\"block\"><div><\/p>\n<p><strong>Want to know more about CardUp? <a href=\"https:\/\/cardup.my\/imoney\" target=\"_blank\" rel=\"noopener\">Head over to their website to learn more<\/a>.<\/strong><\/p>\n<p><strong>Or find out <a href=\"https:\/\/www.imoney.my\/articles\/credit-card-benefits-business\" target=\"_blank\" rel=\"noopener\">how you can use your credit card and CardUp to improve your business cash flow<\/a>.<\/strong><\/p>\n<p><\/div><\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s how you can rack up your credit card points from paying your large expenses like car loans, housing loans, and more!<\/p>\n","protected":false},"author":47,"featured_media":61576,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11,227,256,236],"tags":[1989,296,1987,754,1991,208,1988,413,1990],"class_list":["post-61510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","category-credit-card","category-lifestyle","category-sponsored","tag-air-miles","tag-car-loan","tag-cardup","tag-credit-card","tag-credit-card-points","tag-featured","tag-house-loan","tag-rent","tag-reward-points"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Earn Points Faster By Paying Large Non-Credit Card Expenses<\/title>\n<meta name=\"description\" content=\"Can you earn enough credit card reward points to reduce your plane ticket price? You can if you&#039;re able to put your big monthly expenses on your credit card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/earn-credit-card-reward-points-faster\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Earn Credit Card Points Faster By Paying Car Loans, Housing Loans, And Other Non-Card Expenses\" \/>\n<meta property=\"og:description\" content=\"Can you earn enough credit card reward points to reduce your plane ticket price? 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