{"id":56444,"date":"2023-06-05T10:55:43","date_gmt":"2023-06-05T02:55:43","guid":{"rendered":"http:\/\/wordpress-my-161844363.ap-southeast-1.elb.amazonaws.com\/articles\/?p=56444"},"modified":"2023-06-02T00:12:05","modified_gmt":"2023-06-01T16:12:05","slug":"travel-insurance-myths","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths","title":{"rendered":"Myth-Busting Common Travel Insurance Misconceptions"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Travel insurance is often an unsung hero of many peoples\u2019 trips. It provides a whole range of helpful coverage that can give you a peace of mind while you are travelling, but there is a lot about travel insurance that gets misinterpreted.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you start planning your next trip and you start researching what <a href=\"https:\/\/www.imoney.my\/travel-insurance\" target=\"_blank\" rel=\"noopener\">travel insurance plan<\/a> is right for you, you will likely come to realise that there are a number of myths prevalent around it. These myths can often confuse you, and deter you from making an informed choice.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are a couple of common travel insurance myths that come up frequently and the truths behind them.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-is-just-another-type-of-medical-insurance\"><\/span><b>Travel insurance is just another type of medical insurance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While travel insurance most definitely covers medical bills under certain conditions, it is far from being true medical insurance. The most common forms of trip cancellation or interruption insurance tend to only cover medical emergencies. These are very helpful in the event you break a leg during a ski trip on a snowy mountain, but it won\u2019t cover you if you catch a flu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to ensure coverage for non-emergency medical expenses while abroad, you have several options:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One is to add on coverage for international travel. These add-ons can be worth your while, especially if you are a frequent traveller, be it for leisure or business.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another option is to purchase international travel health insurance. Many major insurance companies offer health insurance that can cover treatment both in your home country and worldwide for both emergencies and more predictable treatment. Things such as \u200b\u200bmaternity, dental and wellness checkups should all be included in such insurance policies.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-is-not-worth-the-price\"><\/span><b>Travel insurance is not worth the price<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chances are, you will likely not need to claim your travel insurance on most trips. However, it is a small price to pay compared to the potential financial losses and inconveniences accrued in the event something does go wrong on your trip. The cost of travel insurance varies depending on factors such as trip duration, coverage limits, age of travellers, and destination.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For the most part, travel insurance costs are reasonable and will often represent a small fraction of the cost of your entire trip. The benefits however, have the potential to outweigh the cost of the policy. For example, the <\/span><a href=\"https:\/\/www.allianz.com.my\/content\/dam\/onemarketing\/azmb\/wwwallianzcommy\/personal\/home-motor-and-travel\/travel-and-flight-insurance\/allianz-travel-insurance\/AllianzTravelEasy_Brochure_2304_ENG.pdf\"><span style=\"font-weight: 400;\">Allianz Travel Easy<\/span><\/a><span style=\"font-weight: 400;\"> policy can get as low as RM100 per adult for up to five days coverage worldwide, with domestic policies costing even less.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-is-most-useful-for-extreme-sports-junkies\"><\/span><b>Travel insurance is most useful for extreme sports junkies<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">This might make sense at first glance, but is actually quite the opposite. In fact, the<\/span><a href=\"https:\/\/seniorsmutual.com\/travel-insurance-statistics\/#claim\"><span style=\"font-weight: 400;\"> vast majority of travel insurance claims<\/span><\/a><span style=\"font-weight: 400;\"> come from travel delays, lost baggage, cancellations, and medical costs. Many travel insurance policies out there actually won\u2019t cover you for certain high-risk activities such as scuba diving, mountain climbing, bungee jumping, skydiving, etc. Usually, there will be a completely separate policy or an add-on for thrillseekers who are looking for a more extreme trip.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you look around, you will likely be able to find a policy or add-on that covers all outdoor and indoor activities. However, in some rarer cases, you might be able to find more that covers air activities such as skydiving, hang gliding, and bungee jumping; or alternatively, one specific for water sports such as watercrafting, scuba diving and deep-sea fishing. Sometimes, these benefits can be found under a personal accident policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"block\"><div>If you are not sure where to start, you could check out iMoney\u2019s <\/span><a href=\"https:\/\/www.imoney.my\/personal-accident-insurance\"><span style=\"font-weight: 400;\">personal accident insurance directory<\/span><\/a><span style=\"font-weight: 400;\">.<\/div><\/div><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-is-best-for-people-with-medical-issues\"><\/span><b>Travel insurance is best for people with medical issues<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you are afflicted with pre-existing medical conditions, don\u2019t expect your travel insurance to be on hand for every situation to help you if said condition ever interferes with your trip. Many policies explicitly do not cover pre-existing conditions or travel that is done against the advice of a physician.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do note that the definition of a pre-existing condition can be very broad. For example, If you were previously diagnosed with hypertension, and you suffer a mild heart attack while climbing up the stairs of the Colosseum in Rome, your policy provider might have to look over your claim with more scrutiny, and may even deny it outright. To ensure coverage, consider a more comprehensive policy that includes pre-existing conditions.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-can-be-bought-any-time-before-your-trip\"><\/span><b>Travel insurance can be bought any time before your trip<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">It is ultimately for the best that your travel insurance comes in early in your trip planning process. There are quite a few policies out there that come with time-sensitive benefits. Some of these include things such as pre-existing medical condition coverage, trip cancellation protection, and \u201ccancel for any reason\u201d coverage, which may have specific time limitations for eligibility. This is why you should purchase travel insurance as soon as possible once you have confirmed when you will be leaving for your trip. This ensures that you have maximum coverage and benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While you can purchase travel insurance after your trip begins, it is highly advisable that you do not do this. Waiting until after your trip starts may result in very limited or no coverage for incidents that may occur.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Travel-insurance-is-only-meant-for-international-travel\"><\/span><b>Travel insurance is only meant for international travel<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Travel insurance brings value in both international and domestic travel. Unexpected events can happen at any time, be it overseas, or at home, though international travel may involve more complicated con<\/span><span style=\"font-weight: 400;\">siderations such as medical evacuation. The right travel insurance policy can provide coverage for you regardless of whether you are abroad or travelling domestically. It is essential to <\/span><span style=\"font-weight: 400;\">assess your travel needs and consider travel insurance as a means of protection, regardless of your destination.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class=\"block\"><div>If you remain unconvinced, we have an article that dives deeper into the <\/span><a href=\"https:\/\/www.imoney.my\/articles\/domestic-travel-insurance-necessity\"><span style=\"font-weight: 400;\">importance of domestic travel insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/div><\/div><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"All-travel-insurance-policies-are-the-same\"><\/span><b>All travel insurance policies are the same<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">This is simply untrue. Travel insurance policies vary widely in terms of coverage, limits, exclusions, and benefits. This is why research is very important. You will need to consider many factors such as\u00a0 trip cancellation and interruption coverage, emergency medical coverage, lost luggage coverage, and 24\/7 travel assistance services, in order to find the right policy for you. It is absolutely crucial to read the policy details and understand the coverage before making a decision.<\/span><\/p>\n<h3><strong>Differences in travel insurance policies<\/strong><\/h3>\n\n<table id=\"tablepress-1857\" class=\"tablepress tablepress-id-1857\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Provider<\/th><th class=\"column-2\">Medical Coverage (RM)<\/th><th class=\"column-3\">Evacuation &amp; Repatriation (RM)<\/th><th class=\"column-4\">Trip Cancellation (RM)<\/th><th class=\"column-5\">Lost Luggage (RM)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">AIG<a href=\"https:\/\/www.aig.my\/personal\/travel\/travel-insurance?&amp;placement=&amp;network=g&amp;loc_physical_ms=9066432&amp;store_code=&amp;device_model=&amp;loc_interest_ms=&amp;albert_targetid=kwd-175550629&amp;albert_campaignid=1982952670&amp;product_country=&amp;feeditemid=&amp;device=c&amp;albert_keyword=aig%20travel%20insurance&amp;merchant_id=&amp;product_id=&amp;albert_category=&amp;matchtype=e&amp;product_partition_id=&amp;product_channel=&amp;albert_creativeid=409297809563&amp;product_language=&amp;albert_agid=74804127281&amp;gad=1&amp;gclid=Cj0KCQjwmtGjBhDhARIsAEqfDEdPWA5T9PaYNgyhp9DnGaaXUqoaXEq5xMQ32co_rDmQKMxQZ3fxw2EaAvA6EALw_wcB&amp;gclsrc=aw.ds\" rel=\"noopener\" target=\"_blank\"><\/a><\/td><td class=\"column-2\">250,000<\/td><td class=\"column-3\">10,000,000<\/td><td class=\"column-4\">10,000<\/td><td class=\"column-5\">3,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Allianz<a href=\"https:\/\/www.allianz.com.my\/content\/dam\/onemarketing\/azmb\/wwwallianzcommy\/personal\/home-motor-and-travel\/travel-and-flight-insurance\/allianz-travel-insurance\/AllianzTravelEasy_Brochure_2304_ENG.pdf\" rel=\"noopener\" target=\"_blank\"><\/a><\/td><td class=\"column-2\">200,000<\/td><td class=\"column-3\">1,000,000<\/td><td class=\"column-4\">25,000<\/td><td class=\"column-5\">5,000<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Berjaya Sompo<a href=\"https:\/\/online.berjayasompo.com.my\/travel-insurance\/docs\/Sompo%20TravelSafe%20PDS_ENG_BM_082022.pdf\" rel=\"noopener\" target=\"_blank\"><\/a><\/td><td class=\"column-2\">150,000<\/td><td class=\"column-3\">250,000<\/td><td class=\"column-4\">-<\/td><td class=\"column-5\">-<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Etiqa<a href=\"https:\/\/www.etiqa.com.my\/v2\/PDFiles\/1511349729880\" rel=\"noopener\" target=\"_blank\"><\/a><\/td><td class=\"column-2\">100,000<\/td><td class=\"column-3\">500,000<\/td><td class=\"column-4\">-<\/td><td class=\"column-5\">1,000<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Tune Protect<a href=\"https:\/\/s3-ap-southeast-1.amazonaws.com\/tuneprotect.com\/tpr\/wp-content\/uploads\/pdf\/TuneProtect_Travel_Insurance_Brochure.pdf\" rel=\"noopener\" target=\"_blank\"><\/a><\/td><td class=\"column-2\">200,000<\/td><td class=\"column-3\">200,000<\/td><td class=\"column-4\">10,000<\/td><td class=\"column-5\">750<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1857 from cache -->\n<p><b>*Benefits listed are based on basic insurance packages<\/b><\/p>\n<p><span style=\"font-weight: 400;\">So before your next adventure, it is imperative to do your research and thoroughly understand the facts before committing to your trip. Instead of believing myths and misconceptions, it is far better to be well informed, so that you may enjoy your trip without having to worry every now and then.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don\u2019t be misled by myths and misinformation!<\/p>\n","protected":false},"author":58,"featured_media":56462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[133,231,225],"tags":[363,958,1055],"class_list":["post-56444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-travel","category-travel-insurance","tag-insurance","tag-travel","tag-travel-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Are Some Travel Insurance Myths?<\/title>\n<meta name=\"description\" content=\"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/travel-insurance-myths\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Common Travel Insurance Misconceptions You Should Know\" \/>\n<meta property=\"og:description\" content=\"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/travel-insurance-myths\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-05T02:55:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jordan Low\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jordan Low\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths\"},\"author\":{\"name\":\"Jordan Low\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/504ffd45ac95c1aed85e1dfc7d4c4ea6\"},\"headline\":\"Myth-Busting Common Travel Insurance Misconceptions\",\"datePublished\":\"2023-06-05T02:55:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths\"},\"wordCount\":1117,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/02001015\\\/Travel-insurance-guide.jpg\",\"keywords\":[\"Insurance\",\"Travel\",\"Travel Insurance\"],\"articleSection\":[\"Insurance\",\"Travel\",\"Travel Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths\",\"name\":\"What Are Some Travel Insurance Myths?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/02001015\\\/Travel-insurance-guide.jpg\",\"datePublished\":\"2023-06-05T02:55:43+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/504ffd45ac95c1aed85e1dfc7d4c4ea6\"},\"description\":\"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#primaryimage\",\"url\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/02001015\\\/Travel-insurance-guide.jpg\",\"contentUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/02001015\\\/Travel-insurance-guide.jpg\",\"width\":1200,\"height\":628,\"caption\":\"travel insurance tips\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/travel-insurance-myths#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Myth-Busting Common Travel Insurance Misconceptions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/504ffd45ac95c1aed85e1dfc7d4c4ea6\",\"name\":\"Jordan Low\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g\",\"caption\":\"Jordan Low\"},\"description\":\"With a background in history and public relations, Jordan has ample experience in business and creative writing, especially in the field of SMEs and Human Resources.\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/jordan-low\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Are Some Travel Insurance Myths?","description":"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths","og_locale":"en_US","og_type":"article","og_title":"Common Travel Insurance Misconceptions You Should Know","og_description":"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.","og_url":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths","og_site_name":"iMoney Malaysia","article_published_time":"2023-06-05T02:55:43+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg","type":"image\/jpeg"}],"author":"Jordan Low","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jordan Low","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths"},"author":{"name":"Jordan Low","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/504ffd45ac95c1aed85e1dfc7d4c4ea6"},"headline":"Myth-Busting Common Travel Insurance Misconceptions","datePublished":"2023-06-05T02:55:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths"},"wordCount":1117,"commentCount":0,"image":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg","keywords":["Insurance","Travel","Travel Insurance"],"articleSection":["Insurance","Travel","Travel Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imoney.my\/articles\/travel-insurance-myths#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths","url":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths","name":"What Are Some Travel Insurance Myths?","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg","datePublished":"2023-06-05T02:55:43+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/504ffd45ac95c1aed85e1dfc7d4c4ea6"},"description":"Travel insurance policies can be very confusing for those who are not used to them. As such, certain myths and misinformation is inevitable. Here are a few of the myths and why they are debunked.","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/travel-insurance-myths"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/05\/02001015\/Travel-insurance-guide.jpg","width":1200,"height":628,"caption":"travel insurance tips"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/travel-insurance-myths#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.imoney.my\/articles\/category\/insurance"},{"@type":"ListItem","position":3,"name":"Myth-Busting Common Travel Insurance Misconceptions"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/504ffd45ac95c1aed85e1dfc7d4c4ea6","name":"Jordan Low","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f70608d4c20f96f6cff35357fc9e37d322e1898f6d623a1d6cc307c2076ed42d?s=96&d=mm&r=g","caption":"Jordan Low"},"description":"With a background in history and public relations, Jordan has ample experience in business and creative writing, especially in the field of SMEs and Human Resources.","url":"https:\/\/www.imoney.my\/articles\/author\/jordan-low"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/56444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=56444"}],"version-history":[{"count":3,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/56444\/revisions"}],"predecessor-version":[{"id":56463,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/56444\/revisions\/56463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/56462"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=56444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=56444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=56444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}