{"id":46295,"date":"2024-12-04T15:12:03","date_gmt":"2024-12-04T07:12:03","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=46295"},"modified":"2024-12-04T17:41:58","modified_gmt":"2024-12-04T09:41:58","slug":"standalone-medical-card-comparison","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/standalone-medical-card-comparison","title":{"rendered":"How Do You Choose A Medical Card In Malaysia?"},"content":{"rendered":"

Getting medical coverage for the first time? If you need something straightforward and affordable, you may need a standalone medical card. We have compiled\u00a0 a quick overview of <\/span>the main standalone medical cards in Malaysia, and how to choose a plan that suits your needs.<\/span><\/p>\n

You may have heard about how medical insurance premiums are getting higher<\/a> every year due to medical inflation. We will cover this part later in the article below.<\/p>\n

<\/span>But first, what does a medical card cover?<\/b><\/span><\/h2>\n

If you\u2019re a fresh graduate who is no longer eligible to be included under your parents\u2019 medical insurance coverage, it\u2019s important to get your own medical card. That\u2019s because private medical costs are high, and are increasing every year. That\u2019s where a medical card comes in handy \u2013 it covers the cost of hospitalisation and surgical treatment, so you don\u2019t have to pay these costs out of your own pocket.<\/span><\/p>\n

In Malaysia, <\/span>most medical and health plans<\/span><\/a> are sold with investment-linked insurance products, so it\u2019s easy to mix up your medical card with other insurance policies. But knowing the difference between these policies is important so you can identify gaps in your coverage. Here are the differences:<\/span><\/p>\n