{"id":41562,"date":"2019-12-09T18:40:41","date_gmt":"2019-12-09T10:40:41","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=41562"},"modified":"2026-02-27T16:39:06","modified_gmt":"2026-02-27T08:39:06","slug":"cimb-worldmastercard-credit-card","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/cimb-worldmastercard-credit-card","title":{"rendered":"Should You Get The New CIMB World Mastercard Credit Card?"},"content":{"rendered":"<p>Need a card for travel and luxury spending? If so, you\u2019ll want to consider getting a World Mastercard. This is a credit card that gives you access to unique travel perks and savings.<\/p>\n<p>Not all World Mastercards are equal \u2013 each bank has their own version, with varying features and fees.<\/p>\n<p>But if you\u2019re looking for a straightforward cash rebate card, you\u2019ll want to consider the <a href=\"https:\/\/www.imoney.my\/credit-card\/cimb\/world-mastercard?src=internal_article_cimb-worldmastercard-credit-card\">CIMB World Mastercard<\/a>. Although it has been in the market for a while, it was recently refreshed with new features and benefits.<\/p>\n<p>Does this now make the card a worthy addition to your arsenal? Read on to find out.<\/p>\n<div class=\"product \"><div class=\"product__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.imoney.my\/img\/p\/1\/0\/6\/8\/1068.jpg\" alt=\"CIMB World Mastercard\"><\/div><div class=\"product__description\"><h4><a data-position=\"mid_1_text_cc_product\" href=\"https:\/\/www.imoney.my\/credit-card\/cimb\/world-mastercard?src=internal_article_cimb-worldmastercard-credit-card\" target=\"_blank\">CIMB World Mastercard<\/a><\/h4><p> Unlimited 1.5% cash rebate on overseas (or foreign currency) spending<\/p><em>No annual fees!<\/em><\/div><div class=\"product__cta\"><a data-position=\"mid_1_text_cc_product\" href=\" https:\/\/www.imoney.my\/credit-card\/cimb\/world-mastercard?src=internal_article_cimb-worldmastercard-credit-card\" target=\"_blank\" class=\"btn btn-lg btn-apply\">Apply Now<\/a><\/div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Who-is-this-credit-card-best-for\"><\/span><strong>Who is this credit card best for?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you\u2019re a frequent traveller looking for an unlimited cashback credit card, the CIMB World Mastercard may fit the bill. This card offers a straightforward cashback system \u2013 you get 1.5% unlimited cash rebate for all overseas or foreign currency spending. Best of all, there are no annual fees.<\/p>\n<p><strong>Good for:<\/strong><\/p>\n<ul>\n<li>Frequent travellers who spend overseas, or in foreign currency<\/li>\n<li>Golfers who visit courses throughout Southeast Asia<\/li>\n<li>Those looking for a no-fee travel credit card<\/li>\n<\/ul>\n<p><strong>Bad for:<\/strong><\/p>\n<ul>\n<li>Those looking to earn cashback or miles on local purchases<\/li>\n<\/ul>\n<div class=\"block block--info\"><div class=\"block__title\">CIMB World MasterCard features<\/div><div><\/p>\n<p><strong>Annual fee:<\/strong> None<\/p>\n<p><strong>Annual income requirement:<\/strong> RM90,000<\/p>\n<p><strong>Feature highlights:<\/strong><\/p>\n<ul>\n<li>Unlimited 1.5% cash rebate on overseas (or foreign currency) spending<\/li>\n<li>15% off at The ZON Duty Free outlets in Malaysia<\/li>\n<li>5X Bonus Points for flight tickets purchased<\/li>\n<li>Preferential foreign exchange rates at CIMB Bank Bureau de Change in Malaysia<\/li>\n<li>Automatic travel insurance coverage of up to RM1 million with purchase of flight tickets<\/li>\n<li>50% off green fees at 25 golf courses in nine countries<\/li>\n<li>Up to 50% off <a href=\"https:\/\/deals.cimb.com\/my\/dining\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">dining privileges<\/a> across the region<\/li>\n<\/ul>\n<p><\/div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why-should-you-consider-this-card\"><\/span><strong>Why should you consider this card?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The best thing about the CIMB World Mastercard is that it\u2019s one of the very few premier credit cards in Malaysia without annual fees. Paired with an unlimited 1.5% cash rebate on overseas or foreign currency transactions, you stand to save a lot without losing anything. Its simple rebate structure means that you don\u2019t need to keep track of monthly limits or tiered cashback rewards.<\/p>\n<p>Plus, unlike most major World credit cards that have an annual income requirement of RM100,000, the CIMB World Mastercard has a slightly lower requirement of RM90,000.<\/p>\n<p>The card comes with a few travel perks for frequent globe-trotters: automatic travel insurance coverage of up to RM1 million, 15% off at The ZON Duty Free outlets in Malaysia and preferential foreign exchange rates.<\/p>\n<p>If you\u2019re an avid golfer, you\u2019ll also definitely want to consider this card. As a World Mastercard cardholder, you\u2019ll enjoy 50% off walk-in green fees at the <a href=\"https:\/\/specials.priceless.com\/en-my\/offers\/Mastercard_Southeast_Asia_Golf_%E2%80%93_World?Oid=201812110003&amp;issuerId=&amp;productId=\">following courses<\/a> throughout Southeast Asia:<\/p>\n<ul>\n<li><strong>Singapore<\/strong>: Sentosa Golf Club, Orchid Country Club, Warren Golf &amp; Country Club<\/li>\n<li><strong>Indonesia<\/strong>: Damai Indah Golf Club, Klub Golf Bogor Raya, Palm Spring Golf Resort<\/li>\n<li><strong>Malaysia<\/strong>: Horizon Hills Golf &amp; Country Club, Kota Permai Golf &amp; Country Club, Glenmarie Golf &amp; Country Club<\/li>\n<li><strong>Thailand<\/strong>: Loch Palm Golf Club, Bangkok, Muang Kaew Golf Club, Bangkok, Alpine Golf &amp; Country Club<\/li>\n<li><strong>Vietnam<\/strong>: Song Be Golf Resort, The Montgomerie Vietnam, Chi Linh Star Golf &amp; Country Club<\/li>\n<li><strong>Philippines<\/strong>: Luisita Golf Club, Mimosa Golf Course<\/li>\n<li><strong>Taiwan<\/strong>: Sunrise Golf &amp; Country Club, Royal Kuan-Hsi Golf Club, National Garden Golf &amp; Country Club<\/li>\n<li><strong>Hong Kong<\/strong>: Long Island Country Club, Zhuhai Lakewood Golf Club, Mission Hills Golf Club<\/li>\n<li><strong>Korea<\/strong>: 88 Country Club, New Springville<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How-is-it-different-from-the-old-CIMB-World-Mastercard\"><\/span><strong>How is it different from the old CIMB World Mastercard?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you already have the CIMB World Mastercard prior to 15 November 2019, your card has been enhanced with these features:<\/p>\n\n<table id=\"tablepress-1323\" class=\"tablepress tablepress-id-1323\">\n<thead>\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><\/td><th class=\"column-2\">Old<\/th><th class=\"column-3\">New<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Annual fee<\/td><td class=\"column-2\">None<\/td><td class=\"column-3\">None<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Cash rebate<\/td><td class=\"column-2\">None<\/td><td class=\"column-3\">Unlimited 1.5% cash rebate on overseas (or foreign currency) spending<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Bonus Points on flight tickets<\/td><td class=\"column-2\">2x<\/td><td class=\"column-3\">5x<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Bonus Points on local purchases<\/td><td class=\"column-2\">1x<\/td><td class=\"column-3\">1x<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Duty-free rebates<\/td><td class=\"column-2\">None<\/td><td class=\"column-3\">15% off at the Zon Duty Free outlets in Malaysia<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Automatic Travel Insurance Coverage<\/td><td class=\"column-2\">Up to RM1 mil<\/td><td class=\"column-3\">Up to RM1 mil<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1323 from cache -->\n<p>With the introduction of the 1.5% cash rebate and higher Bonus Points earning rates, you\u2019ll get more rewards for spending. Here\u2019s an example of how much cash rebate and Bonus Points you\u2019ll earn when purchasing a RM5,000 flight ticket:<\/p>\n\n<table id=\"tablepress-1324\" class=\"tablepress tablepress-id-1324\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">RM5,000 flight ticket<\/th><th class=\"column-2\">Old<\/th><th class=\"column-3\">New<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Bonus Points<\/td><td class=\"column-2\">2,000<\/td><td class=\"column-3\">5,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Cash rebate<\/td><td class=\"column-2\">RM0<\/td><td class=\"column-3\">RM75<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1324 from cache -->\n<h2><span class=\"ez-toc-section\" id=\"Earning-and-redeeming-rewards\"><\/span><strong>Earning and redeeming rewards<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are two main ways to earn Bonus Points with the CIMB World Mastercard:<\/p>\n<ul>\n<li>1 Bonus Point on local purchases<\/li>\n<li>5 Bonus Points on flight tickets<\/li>\n<\/ul>\n<p>CIMB has an <a href=\"https:\/\/rewards.cimbbank.com.my\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">extensive catalogue<\/a> of rewards that can be redeemed with your Bonus Points \u2013 ranging from miles, cashback, home essentials, travel luggage and vouchers (Agoda, Starbucks, Cold Storage, Giant, etc.).<\/p>\n<p>Here are a few examples of what you can redeem:<\/p>\n\n<table id=\"tablepress-1325\" class=\"tablepress tablepress-id-1325\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">CIMB Bonus Points<\/th><th class=\"column-2\">Redemption<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10,000 Bonus Points<\/td><td class=\"column-2\">1,000 Malaysia Airlines Enrich Miles<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">40,000 Bonus Points<\/td><td class=\"column-2\">RM100 cashback \u2013 can be used to settle your credit card account balance<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">43,600 Bonus Points<\/td><td class=\"column-2\">RM100 Agoda voucher<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">43,600 Bonus Points<\/td><td class=\"column-2\">RM100 Zalora voucher<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">22,900 Bonus Points<\/td><td class=\"column-2\">RM50 Starbucks voucher<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1325 from cache -->\n<p>Based on the redemption options, you\u2019ll need 400 to 458 Bonus Points to redeem RM1 worth of cashback or vouchers.<\/p>\n<p>This means that if you spend on local purchases, your Bonus Points gives you an equivalent cashback value of 0.22% to 0.25%. If you spend on flight tickets, that\u2019s an equivalent cashback value of 1.09% to 1.25%.<\/p>\n<p>Interested in redeeming miles instead? When you purchase flight tickets and redeem your Bonus Points, you\u2019ll get 1 Enrich Mile for every RM2 spent. When you spend on regular local purchases and redeem your Bonus Points, you\u2019ll get 1 Enrich Mile for every RM10 spent. Unless you often spend on flight tickets, this doesn\u2019t make the CIMB World Mastercard a good option if you\u2019re looking to rack up your miles.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The-bottom-line\"><\/span><strong>The bottom line <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you\u2019re looking for cashback or miles on everyday spending, you\u2019ll need to look elsewhere.<\/p>\n<p>But for frequent travellers \u2013 especially those into golf \u2013 the <a href=\"https:\/\/www.imoney.my\/credit-card\/cimb\/world-mastercard?src=internal_article_cimb-worldmastercard-credit-card\" target=\"_blank\" rel=\"noopener noreferrer\">CIMB World Mastercard<\/a> makes an appealing unlimited cash rebate card. For existing credit card holders, the new and improved features (as of November 2019) makes it a card worth holding on to.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are a frequent traveller, the CIMB World Mastercard is worth a look.<\/p>\n","protected":false},"author":1,"featured_media":41577,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11,228,232],"tags":[219],"class_list":["post-41562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","category-cashback-credit-card","category-rewards-credit-card","tag-bi"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CIMB World Mastercard Credit Card New Features And Benefits<\/title>\n<meta name=\"description\" content=\"The CIMB World Mastercard is worth a look if you\u2019re a frequent traveller. 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