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Mobile wallets trump physical cash in many ways: they\u2019re more convenient, they allow you to track your spending, and they offer perks and cashback.<\/p>\n
But why do only 8% of Malaysians<\/a> use them?<\/p>\n According to a report by Nielsen Malaysia, one in two Malaysians cited security as the main reason for why they do not use an eWallet. With online fraud cases on the rise<\/a>, it\u2019s hard to blame them.<\/p>\n However, if you\u2019ve been thinking about getting on the eWallet bandwagon, don\u2019t let this deter you. Taking certain precautions when you are connected online can help you avoid falling prey to cybercriminals. Here are three ways you can stay safe when making digital payments:<\/p>\n Info phishing is not fishing<\/p><\/div>\n If you were a fish \u2013 let\u2019s say a tilapia \u2013 you\u2019d need to be constantly wary of the dangers that lurk in the waters. However, it\u2019s not always easy to figure out if something\u2019s a delicious meal\u2026or bait for a nefarious trap.<\/p>\n Unfortunately, you are <\/em>a fish. Well, metaphorically speaking.<\/p>\n Scammers use a technique called \u2018phishing\u2019, in which they bait you with an email or text message. For example, an email could ask you to verify your Facebook login information through a link. If you take the bait by clicking on the links or opening any attached documents, these scammers could steal your sensitive personal information and gain access to your email, eWallets, bank or other accounts.<\/p>\n Identifying scam sites<\/p><\/div>\n Did you know that scammers create fake websites to resemble your online banking or shopping sites?<\/p>\n Some phishing emails or texts can direct you to these fraudulent websites, which are designed to trick you into entering your username, passwords, banking details and so on.<\/p>\n <\/p>\n <\/p>\n Imagine this: you\u2019ve just hunkered down at your favourite caf\u00e9 and pulled out your smartphone or laptop. What\u2019s the next thing you do?<\/p>\n Free WiFi Zones<\/p><\/div>\n If you answered \u201cconnect to the public WiFi\u201d, you could be in trouble.<\/p>\n When you connect to a public WiFi, hackers can position themselves between you and the connection point, allowing them access to any information that passes from you to the websites you visit \u2013 this includes usernames, passwords, credit card information and banking details!<\/p>\n <\/p>\n The easiest way to protect yourself is to simply not connect to public WiFi networks. But if you absolutely have to do so, here are a few things you can do to keep yourself safe:<\/p>\n Cashless Confidential Ep 1: Lost phone? Lost eWallet?<\/a><\/p>\n Lost phone = Lost eWallet?<\/p>\n On this episode of Cashless Confidential, Detective Jason shares with us the steps to take, in the event you lose your phone.<\/p>\n Takut ape? With our Money-back Guarantee policy, we’ll refund you for any unauthorised transactions made from your account.<\/p>\n Learn more here: bit.ly\/TNGMBG<\/p>\n #touchngoewallet #cashlessconfidential #moneybackguarantee #payconfidently<\/p>\n Posted by Touch \u2018n Go eWallet<\/a> on Saturday, June 29, 2019<\/p><\/blockquote>\n<\/div>\n <\/p>\n Read this article a little too late, and noticed a transaction on your eWallet that you don\u2019t remember making?<\/p>\n First of all, don\u2019t panic!<\/p>\n With Touch \u2018n Go eWallet\u2019s Money-back Guarantee feature, you can report the unauthorised transaction to get your money back. However, your eWallet account must first be verified before you can use the Money-back Guarantee. Here\u2019s how that works:<\/p>\n How to claim your money back<\/strong><\/p>\n\n<\/span>1. Beware of info phishing<\/strong><\/span><\/h2>\n
![\"\"](\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2019\/08\/info-phishing-300x200.jpg\")
<\/a>How do you identify a phishing attempt?<\/div>\n\n
<\/span>2. Don\u2019t fall for scam sites<\/strong><\/span><\/h2>\n
![\"\"](\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2019\/08\/scam-sites-300x200.jpg\")
<\/a>How do you confirm that a site is genuine?<\/div>\n\n
<\/span>3. Avoid public WiFi networks<\/strong><\/span><\/h2>\n
![\"\"](\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2019\/08\/public-wifi-v2-300x200.jpg\")
<\/a>How do you protect yourself from the dangers of public WiFi?<\/div>\n\n
<\/span>What if your eWallet has already been compromised?<\/strong><\/span><\/h2>\n
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