{"id":35118,"date":"2018-08-07T17:49:16","date_gmt":"2018-08-07T09:49:16","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=35118"},"modified":"2018-08-20T10:42:45","modified_gmt":"2018-08-20T02:42:45","slug":"migrate-out-of-malaysia","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/migrate-out-of-malaysia","title":{"rendered":"Malaysians Thinking Of Emigrating, Read This First"},"content":{"rendered":"<p>What are most Malaysians concerned with, when choosing to emigrate?<\/p>\n<p>If you have come to this juncture in your life, your thoughts are probably focused on seeking better education for your children, securing a better paying job and generally a better life for your family.<\/p>\n<p>But there are other equally important factors you should consider before making such a major life decision. Did you know the three most popular countries that Malaysians normally choose to migrate to are Singapore, Australia, and Brunei?<\/p>\n<p>Around 700,000 Malaysians have migrated to Singapore over the years while some 140,000 Malaysians have moved to Australia through the decades. And in the case of Brunei, some 70,000 Malaysians are now resident there.<\/p>\n<p>Why do Malaysians pick these countries to emigrate to? While on the surface, higher wages might seem like the main factor, other reasons like tax structures and cost of living can also have a significant impact on how much disposable income you have in hand at the end of the day.<\/p>\n<p>The following facts and figures from Singapore, Australia, and Brunei should provide a useful guideline to help you narrow down your choices.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which-country-offers-the-highest-salary\"><\/span>Which country offers the highest salary?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Most Malaysians choose Singapore to migrate to because of the favourable exchange rate of the Malaysian Ringgit against the Singapore Dollar as well as the high wages in Singapore.<\/p>\n<p>The average salary in Malaysia is about RM2,160 per month based on the statistics reported in the <a href=\"http:\/\/www.dosm.gov.my\/v1\/index.php?r=column\/pdfPrev&amp;id=NzFoZURoenJHeFBhdCt0bXJFOWY3dz09\" target=\"_blank\" rel=\"nofollow\">Salaries &amp; Wages Survey 2017<\/a> conducted by the Department of Statistics, Malaysia (DOSM). If tertiary education is factored in, the median salary grew to RM3,400 according to the report.<\/p>\n<p>By comparison, as of mid-2018, Singapore has a mean salary for wage earners of SGD$67,152 (RM200,112.96) per year or SGD$5,596 (RM16,676.08) per month. This means Singapore has one of the highest salaries in Asia if not the world which has made Singapore the main destination point for many expatriates from around the globe.<\/p>\n<p>Meanwhile, according to the Australian Bureau of Statistics (ABS), the average salary in Australia is A$61,958 (RM186,493.58) per year or A$1,191.50 (RM3,586.42) per week as of January 2018. As for Brunei, the average salary is BND$58,249 (RM174,164.51) per year as of mid-2018.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Better-wages-but-higher-cost-of-living\"><\/span>Better wages but higher cost of living<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While Singapore might have the highest salary to offer, the cost of living is also high in Singapore. Cost of food and eating out in Singapore is much more expensive than Malaysia although not as high as Australia.<\/p>\n<p>Even though Brunei has a high currency exchange rate which is more than three times that of the Malaysian Ringgit, the cost of living there is only 16.97% higher than Malaysia\u2019s. Life in Brunei is simpler and not so fast-paced and stressful as compared to its neighbouring countries, although it may lack the super highways, skyscrapers, and mega shopping malls that you get in Singapore, Australia, and Malaysia.<\/p>\n<p>Interestingly, Australia&#8217;s cost of living is high as well, but it is still considered one of the most livable countries in the world with good transportation and roads, well-functioning systems, high education standards, low population density, good planning, big homes, etc.<\/p>\n<p>Below are some comparisons of prices of typical items between the various countries as compiled by the crowd- sourced global database site <a href=\"http:\/\/www.numbeo.com\/cost-of-living\/\" target=\"_blank\" rel=\"nofollow\">Numbeo<\/a>: &#8211;<\/p>\n\n<table id=\"tablepress-1069\" class=\"tablepress tablepress-id-1069\">\n<thead>\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><\/td><th class=\"column-2\"><span style=\"font-weight: 400;\">MALAYSIA<\/span><\/th><th class=\"column-3\"><span style=\"font-weight: 400;\">SINGAPORE<\/span><\/th><th class=\"column-4\"><span style=\"font-weight: 400;\">AUSTRALIA<\/span><\/th><th class=\"column-5\"><span style=\"font-weight: 400;\">BRUNEI<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Inexpensive meal <\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM10.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM35.76<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$12.00)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM54.03<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$18.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM14.90<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$4.98)<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Value Meal at McDonald\u2019s or (equivalent combo meal)<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM13.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM22.35<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$7.50)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM30.03<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$10.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM22.35<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$7.48)<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Domestic beer<\/span><br \/>\n<span style=\"font-weight: 400;\">(0.5 litre draught)<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM14.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM29.80<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$10.00)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM21.03<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$7.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM25.33<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$8.47)<\/span><br \/>\n<span style=\"font-weight: 400;\">Non-alcoholic beer<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Imported beer<\/span><br \/>\n<span style=\"font-weight: 400;\">(0.33 litre beer)<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM15.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM29.80<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$10.00)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM24.03<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$8.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM19.37<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$6.48)<\/span><br \/>\n<span style=\"font-weight: 400;\">Non-Alcoholic Beer<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Cigarettes 20 Pack <br \/>\n(Marlboro)<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM17.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM39.19<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$13.15)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM81.27<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$27.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM20.89<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$6.99)<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Cinema<\/span><br \/>\n<span style=\"font-weight: 400;\">(International release ) <br \/>\n1 seat<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM15.00<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM35.76<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$12.00)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM54.18<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$18.00)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM20.92<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$7.00)<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Gasoline <br \/>\n(1 litre)<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">RM2.23<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">RM6.74<\/span><br \/>\n<span style=\"font-weight: 400;\">(SGD$2.26)<\/span><\/td><td class=\"column-4\"><span style=\"font-weight: 400;\">RM4.18<\/span><br \/>\n<span style=\"font-weight: 400;\">(A$1.39)<\/span><\/td><td class=\"column-5\"><span style=\"font-weight: 400;\">RM1.55<\/span><br \/>\n<span style=\"font-weight: 400;\">(BND$0.52)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1069 from cache -->\n<h2><span class=\"ez-toc-section\" id=\"Do-you-have-skills-that-will-get-you-employed\"><\/span>Do you have skills that will get you employed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Salaries in many of these countries are temptingly high but you still need to get a job to enjoy the remuneration.<\/p>\n<p>While each country will have different skills in demand but in the case of Singapore, Australia, and Brunei there are similarities, especially in the field of Information Technology. In Singapore, it is expected that there will be great demand for workers skilled in Info-communication Technology over the next three years where the number of job openings could reach 42,000. Jobs in software development, user experience\/user interface (UX\/UI) design, data science, cyber security, and digital marketing will be in much demand.<\/p>\n<p>In Australia, skills like data analyst, cyber security, DevOps specialists, PHP, Native iOS, and Androidt and Microsoft SQL BI Developers are in demand currently. In Brunei, skills in IT are also in demand besides the usual engineering jobs for the Oil &amp; Gas industry.<\/p>\n<p>The following are some sought- after jobs with average salaries in the three countries based on recent <a href=\"http:\/\/www.smartrecruitmentnews.com\/\" target=\"_blank\" rel=\"nofollow\">wage surveys<\/a> published by various global online jobs and salary comparison sites: &#8211;<\/p>\n\n<table id=\"tablepress-1070\" class=\"tablepress tablepress-id-1070\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><b>Singapore <\/b><\/th><td class=\"column-2\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Software Engineer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$49,774 (RM143,326.52)<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Marketing Executive<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$34,820 (RM103,763.6)<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Senior Software Engineer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$67,025 (RM199,734.5)<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">PHP Developer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$40,765 (RM121,479.7)<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Account Executive<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$33,690 (RM100,396.20)<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Operations Manager<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">SGD$68,966 (RM205,518.68)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1070 from cache -->\n\n<table id=\"tablepress-1071\" class=\"tablepress tablepress-id-1071\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><b>Australia <\/b><\/th><td class=\"column-2\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Commercial Analyst<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$100,180 (RM301,541.8)<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Data Analyst<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$70,041 (RM210,823.41)<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Digital Marketing Analyst<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$73,773 (RM219,843.54)<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Cyber Security Specialist<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$116,063 (RM349,349.63)<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">DevOps Specialist<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$102,715 (RM309,172.15)<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">PHP Developer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$95,615 (RM287,801.15)<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Business Development Manager<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$85,933 (RM258,658.33)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1071 from cache -->\n\n<table id=\"tablepress-1072\" class=\"tablepress tablepress-id-1072\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><b>Brunei <\/b><\/th><td class=\"column-2\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Pilot<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$113,000 (RM337,870)<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Doctor \u2013 Medical Officer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$70,000 (RM209,300)<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Doctor Specialist<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$84,000 (starting) (RM251,160)<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Mine Engineer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$132,000 (RM394,680)<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Dentist<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$130,000 (RM388,700)<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Occupational Therapist<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$120,000 (RM358,800)<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">Process Engineer<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">BN$86,600 (RM258,934)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1072 from cache -->\n<h2 style=\"font-weight: 400;\"><span class=\"ez-toc-section\" id=\"How-much-tax-you-need-to-pay\"><\/span><strong>How much tax you need to pay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"font-weight: 400;\">Finally, you should also keep in mind how much will you bring home at the end of the day.<\/p>\n<p style=\"font-weight: 400;\">Did you know Singapore has an attractive tax structure for the individual that is one of the lowest of the first world countries if not the lowest?\u00a0 This is among the key factors why the tiny island state attracts large numbers of foreigners and expats to work in that country.<\/p>\n<p style=\"font-weight: 400;\">Based on published tax structures available online for these countries, check out the table below: &#8211;<\/p>\n\n<table id=\"tablepress-1073\" class=\"tablepress tablepress-id-1073\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><b>SINGAPORE\u2019S TAX STRUCTURE<\/b><\/th><th class=\"column-2\"><b>TAX RATE<\/b><\/th><th class=\"column-3\"><b>TAX (SGD)<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 20,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 10,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">0% <\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">2% <\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">0<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">200<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 30,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 10,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">3.5%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">200<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">350<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 40,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">7%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">550<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">2,800<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 80,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">11.5% <\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">3,350<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">4,600<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 120,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">15%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">7,950<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">6,000<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 160,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,0000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\"> - <\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">18%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">13,950<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">7,200<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 200,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">19%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">21,150<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">7,600<\/span><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 240,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">19.5% <\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">28,750<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">7,800<\/span><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 280,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">On the next 40,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">- \u00a0<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">20%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">36,550<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">8,000<\/span><\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">On the first 320,000<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">In the excess of 320,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">22%<\/span><\/td><td class=\"column-3\"><span style=\"font-weight: 400;\">-<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">44,550<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1073 from cache -->\n\n<table id=\"tablepress-1074\" class=\"tablepress tablepress-id-1074\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><b>AUSTRALIAN TAX STRUCTURE<\/b><\/th><td class=\"column-2\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">A$0.00 to A$18,200<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">A$18,201 to A$37,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">19 cents for each dollar<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">Over A$18,200<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">A$37,001 to A$90,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$3,572 plus<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">32.5 cents for each dollar<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">A$90,001 to A$180,000<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$20,797 plus 32 cents<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">For each dollar over<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><span style=\"font-weight: 400;\">A$180,001 and over<\/span><\/td><td class=\"column-2\"><span style=\"font-weight: 400;\">A$54,097 plus 45 cents<\/span><br \/>\n<br \/>\n<span style=\"font-weight: 400;\">For every dollar over A$180,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1074 from cache -->\n<p style=\"font-weight: 400;\">Australia\u2019s tax structure is relatively high while Brunei is truly a tax haven with no personal income tax for individuals. And when combined with high salary rates and relatively low cost of living, Brunei is the ideal place to stretch your dollar further.<\/p>\n<p style=\"font-weight: 400;\">Apart from the ease of communication, high exchange rates and salaries as well as tax advantages, Malaysians choose Singapore for its proximity\u00a0and\u00a0convenience\u00a0as well as high standards of living. As for\u00a0Australia,\u00a0it is the overall good life, open spaces, amenities and facilities. And for Brunei, it is the quiet low stress and comparatively inexpensive life there.<\/p>\n<p style=\"font-weight: 400;\">The final answer lies in what you want out of life, as your priorities will help you decide which factors are more important in\u00a0choosing\u00a0where you will end up when you migrate out of Malaysia.<\/p>\n<p style=\"font-weight: 400;\"><em><span style=\"font-weight: 400;\">Written by Chris Yip<\/span><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Find out the average salary, cost of living and skills in demand, as well as tax structures for expats and foreigners in the most popular countries that Malaysians choose.<\/p>\n","protected":false},"author":1,"featured_media":35120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[325,256,231],"tags":[],"class_list":["post-35118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","category-lifestyle","category-travel"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What You Should Know Before Deciding To Emigrate<\/title>\n<meta name=\"description\" content=\"Compare average salary, cost of living and highly sought skills, as well as tax structures for expats and foreigners.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/migrate-out-of-malaysia\" 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