{"id":33376,"date":"2018-06-27T14:28:01","date_gmt":"2018-06-27T06:28:01","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=33376"},"modified":"2018-07-19T13:14:38","modified_gmt":"2018-07-19T05:14:38","slug":"accident-road-rangers","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/accident-road-rangers","title":{"rendered":"The Cost Of A Car Accident Is More Than Just The Repair Cost"},"content":{"rendered":"

\"in<\/a><\/p>\n

In 2014, Malaysia was named in the top 25 most dangerous countries<\/a> in terms of road use, along with an alarming estimate of 30,000 fatalities per 100,000 users.<\/p>\n

This conclusion, which was made following research by the University of Michigan, revealed that a rise in developments within the country could have caused the spike in fatalities.<\/p>\n

Furthermore, a look at the statistics provided by the Malaysian Institute of Road Safety Research (Miros),<\/a> showed an upward trend in the number of registered vehicles in Malaysia \u2013 the latest figure in 2016 tabulated more than 27.6 million registered cars, while the total number of accidents was at 521,466.<\/p>\n

Even if you are the safest driver on earth, others may not be as cautious and the risk of falling victim to a road accident is always there \u2013 Transport Minister Datuk Seri Liow Tiong Lai said 80% of road accidents<\/a> in 2016 were caused by human error!<\/p>\n

However, we are not just talking about major accidents, even a minor hit on your bumper could tie up your time and finances in knots.<\/p>\n

<\/span>What\u00a0if you get into an accident?<\/strong><\/span><\/h2>\n

The time wasted after getting into an accident could stretch up to hours. Figuring out how to pull over is only the first step because after that, you\u2019ve got a checklist of things to do.<\/p>\n

Imagine driving home from work in the peak of traffic and another car swerves into your lane and into you \u2013 the damage done is not only on your vehicle, but it also burns a hole in your pocket.<\/p>\n

Here are some costs that you will be burdened with, should you get into an accident.<\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t
Cost<\/strong><\/center><\/th>
Price<\/strong><\/center><\/th>\n<\/tr>\n<\/thead>\n
Tow truck services per trip (to police and workshop) <\/em><\/center><\/td>
RM60 \u2013 RM200<\/center><\/td>\n<\/tr>\n
Police summons (for guilty party)<\/em><\/center><\/td>
Minimum RM300<\/center><\/td>\n<\/tr>\n
Transport home<\/center><\/td>
RM10 \u2013 RM20<\/center><\/td>\n<\/tr>\n
Cost of transportation while your car is being repaired*<\/center><\/td>
RM18 \u2013 RM24 per trip
\n
\n5 days x 2 trips = RM180 \u2013 RM240 <\/center><\/td>\n<\/tr>\n
Total damage estimate<\/strong><\/center><\/td>
RM700 \u2013 RM760<\/strong><\/font><\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n* Estimated repair time is seven days. Assuming the distance from home to work is from Bandar Utama Petaling Jaya to KL Sentral, Kuala Lumpur. Cost is estimated using Uber fare estimator.<\/a><\/em><\/font>
\n
\n<\/span>\n\n

Not only would you suffer a (potentially large) cutback on cash, but the waiting time in between processes (waiting for tow truck, lodging report, etc) would also be very stressful and potentially taxing to your health (waiting in the hot sun or heavy rain). Hence, it\u2019s an overall painful pinch for the average person.<\/p>\n

You should also be on alert for tow truck scammers. In February last year, The Star published a letter from a reader who highlighted \u201crogue tow trucks\u201d<\/a>. He was referring to tow trucks that arrive at the scene within minutes and have greedy intentions to milk you for your worth.<\/p>\n

In 2015, one such case went viral when a man was cheated out of RM2,050<\/a> after engaging one of these tow trucks!<\/p>\n

How to avoid opportunistic\u00a0scammers:<\/b><\/h3>\n

<\/a><\/p>\n

Other than that, there are also other important steps you should take in case of an accident.<\/span><\/p>\n

\"Allianz<\/a><\/p>\n

The entire process could take hours before you finally get some rest, especially when arranging for transport home.<\/p>\n

The process could be further dragged out depending on the type of road accident you are involved with!<\/p>\n

<\/span>Simplify the process<\/strong><\/span><\/h2>\n

Allianz Road Rangers aid in the event of an accident and features seven touch points, which include a 24-hour call centre, first responders bike brigade, tow truck services, claim assistance and more.<\/p>\n