{"id":3088,"date":"2012-12-02T14:24:50","date_gmt":"2012-12-02T06:24:50","guid":{"rendered":"http:\/\/blog.imoney.my\/?p=3088"},"modified":"2018-01-12T09:55:58","modified_gmt":"2018-01-12T01:55:58","slug":"insurans-perjalanan-di-malaysia-perkara-asas-bm","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm","title":{"rendered":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-8866 alignleft\" alt=\"travel-insurance\" src=\"\/articles\/wp-content\/uploads\/travel-insurance-300x200.jpg\" width=\"240\" height=\"160\" srcset=\"\/articles\/wp-content\/uploads\/travel-insurance-300x200.jpg 300w, \/articles\/wp-content\/uploads\/travel-insurance-75x50.jpg 75w, \/articles\/wp-content\/uploads\/travel-insurance.jpg 720w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p>Pasport, tiket kapal terbang dan krim pelindung cahaya matahari terbaik mungkin perkara penting yang anda fikir sebelum perjalanan, tapi sudahkah anda fikir tentang insurans perjalanan sebagai salah satu persiapan? Boleh jadi tidak, sebab orang selalunya terlepas pandang tentang keperluan dan manfaat insurans perjalanan . Kerana kita tak selalunya dapat jangka apa yang akan berlaku, sama ada dalam perjalanan ke Hong Kong atas urusan perniagaan atau semasa berbulan madu di Hawaii, adalah lebih baik dibeli insurans perjalanan, meskipun hanya untuk menenangkan fikiran.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apakah-Dia-Insurans-Perjalanan\"><\/span>Apakah Dia Insurans Perjalanan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Secara ringkasnya, insurans perjalanan melindungi anda dan keluarga sekiranya berlaku kemalangan semasa perjalanan. Tujuan utama insurans perjalanan ialah untuk menghindarkan anda dari mengalami kesusahan setelah perkara yang tidak diingini berlaku semasa anda dalam perjalanan. Lain syarikat insurans akan menawarkan lain polisi, jadi penting anda fikir apa yang anda perlukan dan pilih polisi yang tepat untuk diri anda.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Betapa-Pentingnya-Polisi-Insurans-Perjalanan\"><\/span>Betapa Pentingnya Polisi Insurans Perjalanan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tak kira setakat mana kita berjaga-jaga, malang tidak berbau. Contohnya, kehilangan begasi bukannya di bawah kawalan kita dan langkah yang terbaik ialah menyediakan perlindungan insurans terhadapnya. Anda juga patut pertimbangkan membeli insurans perjalanan sekiranya perjalanan anda juga meliputi aktiviti yang bahaya atau mencabar seperti meluncur atas salji atau meluncur atas air.<\/p>\n<p>Pentingnya insurans perjalanan dapat dilihat dari segi kewangan kerana dengan insurans perjalanan, anda tak perlu bimbang pasal caj perubatan di luar negeri atau lain-lain kos tak terjangka sekiranya berlaku kemalangan. Insurans perjalanan memberi anda bantuan kewangan dalam masa kecemasan dan mungkin dapat menjimatkan banyak wang. Juga, anda mampu tenangkan fikiran dan biarkan syarikat insurans saja yang menangani masalah yang tak terjangka.<\/p>\n<p>Keperluan terhadap insurans perjalanan mungkin tidak diberi penekanan seperti jenis insurans yang lain. Namun, ia tidak boleh diketepikan sebagai tak penting kerana ada beberapa perkara tambahan yang dilindungi oleh insurans perjalanan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pasport, tiket kapal terbang dan krim pelindung cahaya matahari terbaik mungkin perkara penting yang anda fikir sebelum perjalanan, tapi sudahkah anda fikir tentang insurans perjalanan sebagai salah satu persiapan? Boleh jadi tidak, sebab orang selalunya terlepas pandang tentang keperluan dan manfaat insurans perjalanan . Kerana kita tak selalunya dapat jangka apa yang akan berlaku, sama&#8230; <a class=\"view-article\" href=\"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm\">View Article<\/a><\/p>\n","protected":false},"author":1,"featured_media":8866,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[326,205],"tags":[279],"class_list":["post-3088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel-terkini","category-insurans","tag-bm"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurans Perjalanan di Malaysia \u2013 Perkara Asas<\/title>\n<meta name=\"description\" content=\"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Perjalanan di Malaysia \u2013 Perkara Asas\" \/>\n<meta property=\"og:description\" content=\"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2012-12-02T06:24:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-01-12T01:55:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/travel-insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"iMoney Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"iMoney Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm\"},\"author\":{\"name\":\"iMoney Editorial\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"headline\":\"Insurans Perjalanan di Malaysia \u2013 Perkara Asas\",\"datePublished\":\"2012-12-02T06:24:50+00:00\",\"dateModified\":\"2018-01-12T01:55:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm\"},\"wordCount\":295,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage\"},\"thumbnailUrl\":\"\\\/articles\\\/wp-content\\\/uploads\\\/travel-insurance.jpg\",\"keywords\":[\"BM\"],\"articleSection\":[\"Artikel Terkini\",\"Insurans\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm\",\"name\":\"Insurans Perjalanan di Malaysia \u2013 Perkara Asas\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage\"},\"thumbnailUrl\":\"\\\/articles\\\/wp-content\\\/uploads\\\/travel-insurance.jpg\",\"datePublished\":\"2012-12-02T06:24:50+00:00\",\"dateModified\":\"2018-01-12T01:55:58+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"description\":\"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage\",\"url\":\"\\\/articles\\\/wp-content\\\/uploads\\\/travel-insurance.jpg\",\"contentUrl\":\"\\\/articles\\\/wp-content\\\/uploads\\\/travel-insurance.jpg\",\"width\":720,\"height\":480,\"caption\":\"travel-insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/insurans-perjalanan-di-malaysia-perkara-asas-bm#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Artikel Terkini\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/artikel-terkini\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Insurans Perjalanan di Malaysia \u2013 Perkara Asas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\",\"name\":\"iMoney Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"caption\":\"iMoney Editorial\"},\"description\":\"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.\",\"sameAs\":[\"http:\\\/\\\/www.imoney.my\"],\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/chinglee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas","description":"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm","og_locale":"en_US","og_type":"article","og_title":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas","og_description":"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?","og_url":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm","og_site_name":"iMoney Malaysia","article_published_time":"2012-12-02T06:24:50+00:00","article_modified_time":"2018-01-12T01:55:58+00:00","og_image":[{"width":720,"height":480,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/travel-insurance.jpg","type":"image\/jpeg"}],"author":"iMoney Editorial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"iMoney Editorial","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm"},"author":{"name":"iMoney Editorial","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"headline":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas","datePublished":"2012-12-02T06:24:50+00:00","dateModified":"2018-01-12T01:55:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm"},"wordCount":295,"commentCount":0,"image":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage"},"thumbnailUrl":"\/articles\/wp-content\/uploads\/travel-insurance.jpg","keywords":["BM"],"articleSection":["Artikel Terkini","Insurans"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm","url":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm","name":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage"},"thumbnailUrl":"\/articles\/wp-content\/uploads\/travel-insurance.jpg","datePublished":"2012-12-02T06:24:50+00:00","dateModified":"2018-01-12T01:55:58+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"description":"Pasport, tiket kapal terbang dan krim pelindung cahaya matahari mungkin perkara yang anda fikir sebelum bercuti. Bagaimana dengan insurans perjalanan?","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#primaryimage","url":"\/articles\/wp-content\/uploads\/travel-insurance.jpg","contentUrl":"\/articles\/wp-content\/uploads\/travel-insurance.jpg","width":720,"height":480,"caption":"travel-insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/insurans-perjalanan-di-malaysia-perkara-asas-bm#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Artikel Terkini","item":"https:\/\/www.imoney.my\/articles\/category\/artikel-terkini"},{"@type":"ListItem","position":3,"name":"Insurans Perjalanan di Malaysia \u2013 Perkara Asas"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb","name":"iMoney Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","caption":"iMoney Editorial"},"description":"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.","sameAs":["http:\/\/www.imoney.my"],"url":"https:\/\/www.imoney.my\/articles\/author\/chinglee"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/3088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=3088"}],"version-history":[{"count":8,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/3088\/revisions"}],"predecessor-version":[{"id":15262,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/3088\/revisions\/15262"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/8866"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=3088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=3088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=3088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}