{"id":30592,"date":"2017-07-27T14:39:35","date_gmt":"2017-07-27T06:39:35","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=30592"},"modified":"2018-01-24T12:26:38","modified_gmt":"2018-01-24T04:26:38","slug":"life-insurance-family-zurich","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/life-insurance-family-zurich","title":{"rendered":"Continue Being Your Family’s Hero With This One Policy"},"content":{"rendered":"

\"\"<\/a><\/p>\n

When it comes to milking the benefits of personal finance, Malaysians are far from it.<\/p>\n

More than 60% of Malaysians only have enough savings to last six months and about 75% have\u00a0no emergency fund; the rising cost of living being\u00a0the main culprit.<\/p>\n

Worse, four to five of every 10 Malaysians do not have life insurance, and 90% of Malaysians with life insurance are underinsured. This means those who do have some form of life insurance lack sufficient coverage for their loved ones.<\/p>\n

A functional life insurance policy is one that is long term. The rule of thumb is 10 times a person\u2019s annual income. So, for example, if your annual income is RM192,000, then you are looking at a sum assured of about RM2 million.<\/p>\n

If you are the breadwinner of the family or someone who is relied upon to pay off big-ticket items such as a mortgage or education loan, purchasing a high life coverage\u00a0is justified when you consider the context \u2013 leaving behind a sufficient amount for your family to rebuild their lives and for your children to be financially secure.<\/p>\n

To get started, consider Zurich FlexiLife Premier<\/a>. Some of its perks include coverage up to 100 years old and life protection of up to 500% of the current sum assured. It\u2019s also the one policy that protects you according to your financial needs.<\/p>\n

Why bother, you ask? Because that\u2019s what heroes do \u2013 they put others ahead of themselves even after they\u2019re gone.<\/p>\n

To know more, get in touch with Zurich Insurance<\/a> today.<\/p>\n","protected":false},"excerpt":{"rendered":"

This is all you need, really. <\/p>\n","protected":false},"author":29,"featured_media":30669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[31,133,235,256,236],"tags":[208],"class_list":["post-30592","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-infographic","category-insurance","category-life-insurance","category-lifestyle","category-sponsored","tag-featured"],"acf":[],"yoast_head":"\nThis Is The Only Policy Your Family Needs For Total Life Protection<\/title>\n<meta name=\"description\" content=\"Many Malaysians are under-insured and that leaves life policyholders in a dilemma. 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