{"id":28793,"date":"2017-03-22T14:58:03","date_gmt":"2017-03-22T06:58:03","guid":{"rendered":"http:\/\/www.imoney.my\/articles\/?p=28793"},"modified":"2019-02-22T16:27:19","modified_gmt":"2019-02-22T08:27:19","slug":"top-10-affordable-properties-kl-selangor-2017","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/top-10-affordable-properties-kl-selangor-2017","title":{"rendered":"Top 10 Properties In KL &#038; Selangor For Middle-Income Earners 2017"},"content":{"rendered":"<p>Soaring house prices are a bane to Malaysians \u2013 just ask those who responded to a pre-Budget 2017 survey ran by the prime minister on his blog.<\/p>\n<p>Such was the demand for affordable housing that when the annual budget was rolled out, Datuk Seri Najib Razak not only provided various housing perks \u2013 including a revised financing scheme for PR1MA \u2013 but offered to define middle-income earners.<\/p>\n<p>Billed as the M40 group, these are people who make up the middle 40% of the national demography and bring in a household income between RM3,860 and RM8,319 a month.<\/p>\n<p>Yet it is this group that are still struggling to land their first home. The PR1MA programme, though designed to elevate the financial burdens of the middle-class, has various strings attached and doesn\u2019t cater to everyone \u2013 it runs on a ballot system.<\/p>\n<p>Is the future bleak for the M40? Not quite. Sure, sacrifices will need to be made and you\u2019ll also need to re-prioritise your \u201cideal home\u201d criteria and go with something more practical, but it is still possible to land one.<\/p>\n<p>So, we have pored over property listings and below are a few properties in sought-after areas that you could purchase if you are earning around RM4,500.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1-7-Tree-Seven-Residence-Bandar-Sungai-Long\"><\/span><strong>1. 7 Tree Seven Residence, Bandar Sungai Long<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-706\" class=\"tablepress tablepress-id-706 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM423,000<br \/>\nRM473 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,056 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Condominium<br \/>\n3+1 Bedroom, 2 Bathroom<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-706 from cache -->\n<p>This condominium consists of three massive towers, which has 18 storeys each. A total of 280 units are offered with built-up ranging between 896 sq ft and 1,448 sq ft.<\/p>\n<p>7 Tree Seven Residence is developed by Big House Management, which began operations in 2003 and has successfully completed 33 projects such as Subang Parkhomes and First Residence. This is a secondary property.<\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/7-three-residence.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-28844 size-medium\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/7-three-residence-300x200.jpg\" width=\"300\" height=\"200\" srcset=\"\/articles\/wp-content\/uploads\/2017\/03\/7-three-residence-300x200.jpg 300w, \/articles\/wp-content\/uploads\/2017\/03\/7-three-residence.jpg 626w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>These towering residences are within a short driving distance from lifestyle spots such as Aeon Cheras Selatan Shopping Centre and Leisure Mall; Columbia Asia Hospital and Tesco Kajang. It is also roughly 23 minutes away from Midvalley Megamall.<\/p>\n<p>It is also connected to other towns through the Cheras-Kajang Highway, SILK Highway, Kajang-Semenyih Bypass and Sungai Besi Highway. There will also be an MRT station located just 600m from 7 Tree Seven Residence.<\/p>\n<p>Due to its proximity to the capital city and also booming infrastructure in and around Sungai Long, these units are expected to rise in value in the near future, making it a potentially good investment.<\/p>\n\n<table id=\"tablepress-707\" class=\"tablepress tablepress-id-707\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM42,300<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other costs (cash):<\/td><td class=\"column-2\">RM21,155<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,963<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-707 from cache -->\n<p>While you might be eligible for a loan of RM380,700 (90% margin of finance), you are expected to cough out RM21,155 for documentation and RM42,300 for down payment \u2013 that\u2019s RM63,455! Then you need to commit RM1,963 a month for the next 30 years.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2-SS19-Subang-Jaya\"><\/span><strong>2. SS19, Subang Jaya<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-708\" class=\"tablepress tablepress-id-708 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM400,000<br \/>\nRM 555.56 psf<br \/>\n<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">720 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">2-sty Terrace\/Link House<br \/>\n2 bedrooms\/2 bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-708 from cache -->\n<p>Located just outside Kuala Lumpur, SS19 is the largest precinct in Subang Jaya and consists of old and new developments, from Subang Soho to various semi-detached houses and even bungalows.<\/p>\n<p>But despite the high demand and expensive price tags on homes in this residential enclave, you could still snag a property at around RM400,000.<\/p>\n<p>Some property observers have noted that in terms of capital appreciation, market prices around SS19 have risen well over the past few years, and this makes it an ideal home for families as well as an investment.<\/p>\n<p>What\u2019s more, it\u2019s connected through major highways and is located to nearby lifestyle malls such as Subang Parade and Empire Subang.<\/p>\n<p>Here\u2019s a breakdown of how much you need to fork out:<\/p>\n\n<table id=\"tablepress-709\" class=\"tablepress tablepress-id-709\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM40,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other costs (cash):<\/td><td class=\"column-2\">RM20,450<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,856<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-709 from cache -->\n<p>Upfront charges will require you to put down RM60,450 in cash, followed by RM1,856 a month in monthly payments.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3-Lakeview-Residency-Cyberjaya\"><\/span><strong>3. Lakeview Residency, Cyberjaya<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-710\" class=\"tablepress tablepress-id-710 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM460,000<br \/>\nRM641 psf<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,000 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Condominium <br \/>\n3 Bedrooms, 2 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-710 from cache -->\n<p>Developed by Country Heights Holdings, this resort-type condominium boasts a low-density as it consists of 117 units and a built-up ranging between 938 sq ff to 1,727 sq ft.<\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-28847 alignleft\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya-300x201.jpg\" alt=\"\" width=\"300\" height=\"201\" srcset=\"\/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya-300x201.jpg 300w, \/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya-768x515.jpg 768w, \/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya-800x537.jpg 800w, \/articles\/wp-content\/uploads\/2017\/03\/lakeview-residency-cyberjaya.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Before you write this property off due to its location, consider that it is surrounded by some of the best educational institutions such as Limkokwing University and Alice Smith International School.<\/p>\n<p>There are also plenty of lifestyle amenities such as the Cyberview Lodge Resort and The Mines Shopping Mall. It is also linked to the North-South Expressway, Putrajaya Link and South Klang Valley Expressway.<\/p>\n<p>Located in a quiet and calm neighbourhood, Lakeview Residency is perfect for families, not to mention its close proximity to the Putrajaya Lake makes it a wholesome place to reside. Rental value here is predicted to also rise in the near future given how near it is to offices as well as education institutions.<\/p>\n\n<table id=\"tablepress-711\" class=\"tablepress tablepress-id-711\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM46,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM23,000<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,998<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-711 from cache -->\n<p>So, first you\u2019ll need to put down RM69,000 upfront and commit yourself to RM1,998 a month for 35 years.<\/p>\n<p>It might seem like a huge investment and will definitely require some cutting back on daily expenses, perhaps even a <a href=\"https:\/\/www.imoney.my\/articles\/part-time-job-should-you-drive-for-uber-or-grabcar\">part-time job<\/a> might be in the offing, but if you are looking to invest in a family home under half a million, this is a good catch.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4-Ritze-Perdana-2-Damansara-Perdana\"><\/span><strong>4. Ritze Perdana 2, Damansara Perdana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-712\" class=\"tablepress tablepress-id-712 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM350,000<br \/>\nRM774 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Sizeq. ft.<\/td><td class=\"column-2\">420 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Leasehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Studio<br \/>\nBathroom: 1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-712 from cache -->\n<p>This township has been touted as a strategic residential enclave due to its close proximity to major highways \u2013 Penchala Link and LDP \u2013 and lifestyle amenities such as The Curve Shopping Mall, IKEA and even the Mutiara Damansara MRT station.<\/p>\n<p>Accessibility aside, this area also provides decent choices for a bachelor pad. The Ritze Perdana 2 is designed to not only cater to the lifestyle of the young and single but also doubles up as a SOHO, meaning you get to sleep and do work, all in one place.<\/p>\n\n<table id=\"tablepress-713\" class=\"tablepress tablepress-id-713\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM35,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM17,500<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,624<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-713 from cache -->\n<p>Get past the RM52,000 which you need for down payment and miscellaneous costs, and it is a monthly commitment of RM1,624. Is it worth it? Considering this is a strategic location, it just might be. However, this is best for a single person or a couple due to its size.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5-Taman-Segambut-Muda-Kepong\"><\/span><strong>5. Taman Segambut Muda, Kepong<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-714\" class=\"tablepress tablepress-id-714 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM 388,000<br \/>\nRM 473 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">700 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">2-sty Terrace\/Link House<br \/>\n3 Bedrooms, 2 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-714 from cache -->\n<p>The main sales pitch for this relatively old housing establishment is its location. It is centrally located with the city centre being 15 minutes away while other hotspots such as Mont Kiara and Bangsar are anywhere between 10 minutes and 20 minutes by car.<\/p>\n<p>Residents here also enjoy access to major trunk roads such as Jalan Duta and Jalan Kuching, which in turn provides accesses to the DUKE highway. Public transportation is also plenty over here with the Segambut KTM station within walking distance.<\/p>\n<p>At the moment, despite its location, prices are reasonable with houses being sold between RM330,000 and RM430,000. But that might change as high-end developers start spilling over from nearby Mont Kiara.<\/p>\n\n<table id=\"tablepress-715\" class=\"tablepress tablepress-id-715\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM38,800<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM19,400<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,801<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-715 from cache -->\n<p>For starters, you will need to pay upfront RM38,800 for down payment and RM19,400 for other costs. Then comes a commitment of RM1,801 a month for 30 years. Given that this is a landed property below RM500,000 and strategically located, it might just be worth the effort.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6-Bandar-Seri-Coalfields-Sungai-Buloh\"><\/span><strong>6. Bandar Seri Coalfields, Sungai Buloh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-716\" class=\"tablepress tablepress-id-716 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM490,000<br \/>\nRM289 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,960 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">2-sty Terrace\/Link House<br \/>\n4 Bedrooms, 4 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-716 from cache -->\n<p>Located in Sungai Buloh, these residences are sought after due to it being located in a major residential and business hub.<\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-28850 alignright\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh-300x190.jpg\" alt=\"\" width=\"300\" height=\"190\" srcset=\"\/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh-300x190.jpg 300w, \/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh-768x486.jpg 768w, \/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh-800x506.jpg 800w, \/articles\/wp-content\/uploads\/2017\/03\/coalfields-sgbuloh.jpg 940w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Also, this township offers extensive landscape surroundings with parks and playgrounds and wide 50-feet inner roads to cater for kerbside parking. Nearby are lifestyle amenities such as kindergartens, primary and secondary schools, a government health clinic and various places of worship, among others.<\/p>\n<p>Bandar Seri Coalfields is certainly designed for families and a peaceful place for children to grow up in as well. As for investment, this place has potential due to development moving from the city centre into the outskirts of Kuala Lumpur.<\/p>\n<p>Also, its close proximity to major highways and the Sungai Buloh MRT station makes it a highly sought-after address.<\/p>\n\n<table id=\"tablepress-717\" class=\"tablepress tablepress-id-717\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM49,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM24,500<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM2,273<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-717 from cache -->\n<p>To land a unit here, you\u2019ll have to pay the required upfront charges of RM73,000. It\u2019s a huge sum but remember this is a family friendly location just right outside the capital and it is below the RM500,000 marker. Then it\u2019s a commitment of RM2,128 per month, for 30 years.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7-Amara-Boulevard-and-Service-Residences-Batu-Caves\"><\/span><strong>7. Amara Boulevard and Service Residences, Batu Caves<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-718\" class=\"tablepress tablepress-id-718 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM 378,000<br \/>\nRM 335.97 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,012 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Condominium<br \/>\n3 Bedrooms, 2 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-718 from cache -->\n<p>A mixed-residential development, Amara Service Residences consists of 696 serviced apartments and 48 units of retail lots.<\/p>\n<p>The service apartment is built with three bedrooms and two or three bathrooms. Each unit comes with one to three allotted carpark bays.<\/p>\n<p>Due to its location, this apartment block is well served through road links such as the Middle Ring Road 2, Jalan Ipoh and DUKE and Karak Highways. It is also about a 100m walk to the Batu Caves KTM Komuter station.<\/p>\n\n<table id=\"tablepress-719\" class=\"tablepress tablepress-id-719\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM37,800<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM18,900<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,754<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-719 from cache -->\n<p>You are required to dole out RM37,800 for a down payment and RM18,900 for miscellaneous costs, and a monthly commitment of RM1,754.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8-Damai-Apartment-Shah-Alam\"><\/span><strong>8. Damai Apartment, Shah Alam<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-720\" class=\"tablepress tablepress-id-720 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM 365,000<br \/>\nRM 342.01 psf<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,072 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Leasehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Condominium<br \/>\n3 Bedrooms, 2 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-720 from cache -->\n<p>Located in the township of Taman Sri Muda, Shah Alam, the apartment is surrounded by various lifestyle spots such as the Giant Hypermarket and the Ole Ole Shopping Centre, making it great for families.<\/p>\n<p>It is also located strategically with easy access to several highways such as the LKSA, ELITE and also KESAS. For those dependent on public transport, the KTM Shah Alam station is located roughly 2km away from Taman Sri Muda.<\/p>\n\n<table id=\"tablepress-721\" class=\"tablepress tablepress-id-721\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM36,500<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM18,250<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,694<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-721 from cache -->\n<p>So, first off, you\u2019ll need RM54,750 to clear off the down payment as well as miscellaneous fees. Then, it is monthly commitment of RM1,694 a month for 30 years.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9-Vina-Versatile-Homes-Cheras-South\"><\/span><strong>9. Vina Versatile Homes, Cheras South<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-722\" class=\"tablepress tablepress-id-722 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM473,000<br \/>\nRM 529 psf<br \/>\n<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">1,250 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Condominium<br \/>\n3+1 Bedrooms, 2 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-722 from cache -->\n<p>Developed by Mitraland Cheras, this freehold property consists of three towers equipped with top-notched recreational facilities.<\/p>\n<p>There are myriad amenities nearby such as the Cempaka International School and University-College Sedaya International (UCSI), various shopping centres as well as hospitals, gas stations and banks.<\/p>\n<p>It is highly accessible given its close proximity to highways such as the SILK, Kajang Highway and East-West Link.<\/p>\n<p>Public transportation such as buses are frequent but up and coming are seven MRT stations that are all nearby Vina Versatile Homes.<\/p>\n<p>What makes this a worthwhile investment is simply due to its range to the MRT stations in Cheras. Once these are up and running, residents and investors may reap capital appreciation as well as increase in rental prices.<\/p>\n\n<table id=\"tablepress-723\" class=\"tablepress tablepress-id-723\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM47,300<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM23,650<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM2,054<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-723 from cache -->\n<p>To land a property, you\u2019ll need to pay a hefty upfront charge of RM70,950. Then comes the monthly commitment of RM2,054 for 35 years. You might cringe at these numbers but with potential rental appreciation around corner, it might be worth the sacrifice.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"10-Rhythm-Avenue-USJ-19-USJ\"><\/span><strong>10. Rhythm Avenue USJ 19, USJ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<table id=\"tablepress-724\" class=\"tablepress tablepress-id-724 table-subhead-side\">\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Asking Price<\/td><td class=\"column-2\">RM400,000<br \/>\nRM453 psf<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Size<\/td><td class=\"column-2\">640 sq. ft.<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Land Tenure<\/td><td class=\"column-2\">Freehold<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Property Details<\/td><td class=\"column-2\">Serviced Residence<br \/>\n2 Bedrooms, 1 Bathrooms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-724 from cache -->\n<p>As its name suggests, these serviced apartments are located in USJ19 and is part of an integrated development that consists of a two-storey retail mall, the 19 USJ City Mall.<\/p>\n<p><a href=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/rhythm-usj-19.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-28853 alignleft\" src=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/rhythm-usj-19-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" srcset=\"\/articles\/wp-content\/uploads\/2017\/03\/rhythm-usj-19-300x199.jpg 300w, \/articles\/wp-content\/uploads\/2017\/03\/rhythm-usj-19-768x510.jpg 768w, \/articles\/wp-content\/uploads\/2017\/03\/rhythm-usj-19.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>It is also connected to major education institutions, eateries and lifestyle spots around the USJ\/Sunway area, all a short drive away.<\/p>\n<p>But what resident can enjoy here is the LRT Extension which is only five minutes\u2019 walk from the apartments, which signals a higher appreciation for a property such as this.<\/p>\n\n<table id=\"tablepress-725\" class=\"tablepress tablepress-id-725\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Can you afford this home?<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10% down payment (cash):<\/td><td class=\"column-2\">RM40,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Other cost20,450s (cash):<\/td><td class=\"column-2\">RM20,000<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Monthly repayment:<\/td><td class=\"column-2\">RM1,737<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-725 from cache -->\n<p>If you are able to raise RM60,000, then you\u2019ll have to ensure that you are able to raise RM1,737 every month for the next 30 years.<\/p>\n<p>And there you have it. Note that despite this being a list of properties for middle-income earners, the takeaway here is that while it might be within one\u2019s means to finance the loan and own a property, it will require sacrifice.<\/p>\n<p>Despite tightening measures and government aid, property prices are still set to rise due to the ability of investors to snap up the latest units in record time.<\/p>\n<p>So your best plan is to remember that times have changed and review your strategy as the property market is a competitive field and you don\u2019t want to end up scrapping the bottom of the barrel when it comes to landing a home. This is because owning a property is a long-term commitment and a serious one at that.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Affordable but still sacrifices need to be made. <\/p>\n","protected":false},"author":29,"featured_media":28855,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[239,21],"tags":[],"class_list":["post-28793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan","category-properties"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top Property Picks In The Klang Valley For Middle-Income Earners 2017<\/title>\n<meta name=\"description\" content=\"Despite soaring house prices, there are still properties available for middle-income earners around the Klang Valley. These might just suit your budget.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/top-10-affordable-properties-kl-selangor-2017\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Properties In KL &amp; Selangor For Middle-Income Earners 2017\" \/>\n<meta property=\"og:description\" content=\"Affordable but still sacrifices need to be made.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/top-10-affordable-properties-kl-selangor-2017\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-22T06:58:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-02-22T08:27:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2017\/03\/bangsar-kl.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1196\" \/>\n\t<meta property=\"og:image:height\" content=\"414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emmanuel Surendra\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emmanuel Surendra\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017\"},\"author\":{\"name\":\"Emmanuel Surendra\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/a7c6c5ecf3ba99234373c75acdff7fa4\"},\"headline\":\"Top 10 Properties In KL &#038; Selangor For Middle-Income Earners 2017\",\"datePublished\":\"2017-03-22T06:58:03+00:00\",\"dateModified\":\"2019-02-22T08:27:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017\"},\"wordCount\":1930,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017#primaryimage\"},\"thumbnailUrl\":\"\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/03\\\/bangsar-kl.jpg\",\"articleSection\":[\"Home Loan\",\"Properties\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017\",\"name\":\"Top Property Picks In The Klang Valley For Middle-Income Earners 2017\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/top-10-affordable-properties-kl-selangor-2017#primaryimage\"},\"thumbnailUrl\":\"\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/03\\\/bangsar-kl.jpg\",\"datePublished\":\"2017-03-22T06:58:03+00:00\",\"dateModified\":\"2019-02-22T08:27:19+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/a7c6c5ecf3ba99234373c75acdff7fa4\"},\"description\":\"Despite soaring house prices, there are still properties available for middle-income earners around the Klang Valley. 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