{"id":25786,"date":"2016-08-26T15:13:24","date_gmt":"2016-08-26T07:13:24","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=25786"},"modified":"2018-08-24T00:59:04","modified_gmt":"2018-08-23T16:59:04","slug":"replace-credit-cards-before-deadline","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/replace-credit-cards-before-deadline","title":{"rendered":"BNM: Replace Your Credit Cards Before Deadline"},"content":{"rendered":"<p>Bank Negera Malaysia (BNM) urges debit and credit card holders to replace their old signature-based cards before the deadline to avoid the anticipated mad rush.<\/p>\n<p>The new debit and credit cards will use a unique personal identification number (PIN) for payment authentication, and the deadline for replacements is set at December 31, 2016, and the new system will be implemented on January 1, 2017.<\/p>\n<p>After the deadline, card users, banks, and businesses are given six months to practise the use of the new cards, and the signature-based system will be phased out from July 1, 2017.<\/p>\n<p>According to BNM\u2019s payment systems policy department director Tan Nyat Chuan, the PIN-based cards are equipped with tighter security features, including a microchip that cannot be forged.<\/p>\n<p>More than 8 million credit cards and 24 million active debit cards need to be replaced under this exercise, he added.<\/p>\n<p>As such, BNM and other bank industry players are worried that there will be massive congestion if cardholders wait until the last minute to replace their cards.<\/p>\n<p><em>[<a href=\"http:\/\/www.thestar.com.my\/news\/nation\/2016\/08\/23\/bank-negara-dont-wait-for-deadline-day-to-replace-credit-cards\/\" target=\"_blank\" rel=\"no follow\">Source<\/a>]<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank Negara urges the public to replace their old debit and credit cards to the new ones with PIN to avoid last minute rush. <\/p>\n","protected":false},"author":39,"featured_media":25789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[227,241,216],"tags":[],"class_list":["post-25786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card","category-debit-card","category-news-updates"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Replace Your Credit Cards Before 31 Dec<\/title>\n<meta name=\"description\" content=\"Bank Negara urges the public to replace their old debit and credit cards to the new ones with PIN to avoid last minute rush.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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