|Annual fee||RM68. Waived with a minimum of 60 swipes per annum|
|Min. monthly income||RM2,000|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||RM30|
|Government Service Tax (GST)||RM50 (principal holder); RM25 (supplementary holder)|
|Government Service Tax (GST) waiver conditions||N/A||Late payment charge||Higher of RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash advance amount||RM5,000 daily|
|Cash advance charge||Higher of RM20 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Cashback limit||RM500 per month for petrol spending; RM1,500 per month for groceries spending; RM300 per month for mobile bills spending; unlimited for all other categories|
|Rewards points expiry||No expiry|
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