Main Features

Dining

4.8/10
  • 1x CARz Point for every RM1 spent

Entertainment

4.8/10
  • 1x CARz Point for every RM1 spent

Groceries

4.8/10
  • 1x CARz Point for every RM1 spent

Shopping

4.8/10
  • 1x CARz Point for every RM1 spent

Other Features

  • Cash vouchers worth RM300 and above for auto-related privileges upon card approval

  • Protection Plan

    • AmDrive Care Personal Accident (PA) coverage
  • Balance Transfer

    • Min. transfer amount: RM1,000 (6 and 12 months); RM5,000 (24 months)
    • Repayment tenure and interest rate:
      - 6 months: 4.99% per annum; 0% one-time upfront fee
  • Instalment Plan

    • 12 months 0% interest easy payment plan for road tax and AmGeneral insurance renewal
    • 0% interest Instalment Payment Plan at all participating merchants
Annual fee Waived for life
Min. monthly income RM2,000
Min. age for principal holder 21 and above
Min. age for supplementary holder 18 and above
Fee for supplementary holder Free of charge for first 3 cards
Finance charges
  • 15% p.a. – prompt minimum payment for 12 consecutive months
  • 17% p.a. – prompt payment for at least 10 out of 12 months
  • 18% p.a – if any of the above is not met
Government Service Tax RM50 (principal holder); RM25 (supplementary holder)
Government Service Tax waiver conditions N/A
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 100% of credit limit
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Cashback limit RM50 per month (partial monthly repayments); RM20 per month (full monthly repayments)
Rewards points expiry N/A

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